L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Nam \u00c1 \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/figcaption><\/figure>\nL\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p t\u1ea1i Ng\u00e2n H\u00e0ng Nam \u00c1<\/h3>\n
M\u1ee9c l\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p theo l\u01b0\u01a1ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng Nam \u00c1 \u00e1p d\u1ef1ng ch\u1ec9 t\u1eeb 14,5%\/n\u0103m<\/strong>, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng vay v\u1ed1n v\u1edbi h\u1ea1n m\u1ee9c l\u00ean \u0111\u1ebfn 300 tri\u1ec7u v\u00e0 thanh to\u00e1n trong k\u1ef3 h\u1ea1n 60 th\u00e1ng.<\/p>\nKho\u1ea3n vay t\u00edn ch\u1ea5p<\/a> s\u1ebd kh\u00f4ng y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, h\u1ea1n m\u1ee9c vay s\u1ebd \u0111\u01b0\u1ee3c x\u00e9t duy\u1ec7t d\u1ef1a tr\u00ean uy t\u00edn c\u00e1 nh\u00e2n c\u0169ng nh\u01b0 m\u1ee9c thu nh\u1eadp m\u1ed7i th\u00e1ng c\u1ee7a kh\u00e1ch h\u00e0ng. Kh\u00e1ch h\u00e0ng c\u00f3 \u0111i\u1ec1u ki\u1ec7n c\u00e0ng t\u1ed1t th\u00ec h\u1ea1n m\u1ee9c vay c\u00e0ng cao v\u00e0 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Nam \u00c1 c\u0169ng \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i h\u01a1n.<\/p>\nl\u00e3i su\u1ea5t Vay th\u1ebf ch\u1ea5p t\u1ea1i Ng\u00e2n H\u00e0ng Nam \u00c1<\/h3>\n
C\u0169ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c th\u00ec l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Nam \u00c1\u00a0 \u0111\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c vay th\u1ebf ch\u1ea5p s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0: G\u00f3i vay, \u0111i\u1ec1u ki\u1ec7n c\u00e1 nh\u00e2n, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p… M\u1ee9c l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng Nam \u00c1 c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n
\n\n\nS\u1ea3n ph\u1ea9m<\/b><\/td>\n | L\u00e3i su\u1ea5t\/ n\u0103m<\/b><\/td>\n | H\u1ea1n m\u1ee9c vay t\u1ed1i \u0111a<\/b><\/td>\n | Th\u1eddi h\u1ea1n vay<\/b><\/td>\n<\/tr>\n\nVay th\u1ebf ch\u1ea5p mua xe \u00f4 t\u00f4<\/td>\n | 9.9%\/ n\u0103m<\/td>\n | 70% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/td>\n | t\u1ed1i \u0111a 7 n\u0103m<\/td>\n<\/tr>\n | \nVay th\u1ebf ch\u1ea5p mua nh\u00e0<\/td>\n | 9.9%\/ n\u0103m<\/td>\n | 90% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/td>\n | t\u1ed1i \u0111a 15 n\u0103m<\/td>\n<\/tr>\n | \nVay th\u1ebf ch\u1ea5p mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/td>\n | 9.9%\/ n\u0103m<\/td>\n | 90% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/td>\n | t\u1ed1i \u0111a 20 n\u0103m<\/td>\n<\/tr>\n | \nVay th\u1ebf ch\u1ea5p ti\u00eau d\u00f9ng<\/td>\n | 9.9%\/ n\u0103m<\/td>\n | 500 tri\u1ec7u<\/td>\n | t\u1ed1i \u0111a 1 n\u0103m<\/td>\n<\/tr>\n | \nVay t\u1ed5n th\u1ea5t n\u00f4ng nghi\u1ec7p<\/td>\n | 9,5%\/ n\u0103m<\/td>\n | 70% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/td>\n | t\u1ed1i \u0111a 12 n\u0103m<\/td>\n<\/tr>\n | \nVay th\u1ebf ch\u1ea5p x\u00e2y d\u1ef1ng, s\u1eeda nh\u00e0<\/td>\n | 9.9%\/ n\u0103m<\/td>\n | 90% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/td>\n | t\u1ed1i \u0111a 10 n\u0103m<\/td>\n<\/tr>\n | \nVay th\u1ea5u chi th\u1ebf ch\u1ea5p<\/td>\n | 9.9%\/ n\u0103m<\/td>\n | 5 t\u1ef7<\/td>\n | t\u1ed1i \u0111a 1 n\u0103m<\/td>\n<\/tr>\n | \nVay th\u1ebf ch\u1ea5p \u0111\u1ec3 ph\u00e1t tri\u1ec3n kinh t\u1ebf gia \u0111\u00ecnh<\/td>\n | 9.5%\/ n\u0103m<\/td>\n | 95% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/td>\n | t\u1ed1i \u0111a 5 n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nC\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Nam \u00c1<\/h2>\nC\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Nam \u00c1 c\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, l\u00e3i su\u1ea5t vay v\u1ed1n s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo hai c\u00f4ng th\u1ee9c sau \u0111\u00e2y:<\/p>\n \n- T\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n: C\u00f3 ngh\u0129a l\u00e0 l\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean s\u1ed1 ti\u1ec1n th\u1ef1c t\u1ebf m\u00e0 kh\u00e1ch h\u00e0ng c\u00f2n n\u1ee3 sau khi \u0111\u00e3 tr\u1eeb \u0111i ph\u1ea7n g\u1ed1c, c\u00f4ng th\u1ee9c t\u00ednh nh\u01b0 sau:<\/li>\n<\/ul>\n
Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay\/S\u1ed1 th\u00e1ng vay<\/b><\/p>\n Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = S\u1ed1 ti\u1ec1n vay * L\u00e3i su\u1ea5t vay theo th\u00e1ng<\/b><\/p>\n Ti\u1ec1n l\u00e3i c\u00e1c th\u00e1ng ti\u1ebfp theo = S\u1ed1 ti\u1ec1n g\u1ed1c c\u00f2n l\u1ea1i * L\u00e3i su\u1ea5t vay<\/b><\/p>\n\n- T\u00ednh l\u00e3i tr\u00ean d\u01b0 n\u1ee3 g\u1ed1c: C\u00f3 ngh\u0129a l\u00e0 l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh theo kho\u1ea3n d\u01b0 n\u1ee3 ban \u0111\u1ea7u v\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 thay \u0111\u1ed5i m\u1ed7i th\u00e1ng, c\u00f4ng th\u1ee9c t\u00ednh nh\u01b0 sau:<\/li>\n<\/ul>\n
S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = D\u01b0 n\u1ee3 g\u1ed1c* l\u00e3i su\u1ea5t n\u0103m\/ th\u1eddi gian vay<\/b><\/p>\nL\u01b0u \u00fd c\u1ea7n bi\u1ebft khi vay v\u1ed1n ng\u00e2n h\u00e0ng Nam \u00c1<\/h2>\n Khi \u0111\u0103ng k\u00fd vay v\u1ed1n t\u1ea1i Nam \u00c1 Bank, b\u1ea1n c\u1ea7n n\u1eafm r\u00f5 c\u00e1c l\u01b0u \u00fd sau \u0111\u1ea9y \u0111\u1ec3 qu\u00e1 tr\u00ecnh vay v\u1ed1n c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c \u0111\u01a1n gi\u1ea3n c\u0169ng nh\u01b0 h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c c\u00e1c r\u1ee7i ro khi vay v\u1ed1n.<\/p>\n | |