{"id":10734,"date":"2024-02-22T11:10:01","date_gmt":"2024-02-22T04:10:01","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=10734"},"modified":"2024-02-22T10:43:18","modified_gmt":"2024-02-22T03:43:18","slug":"lai-suat-vay-ngan-hang-scb","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/lai-suat-vay-ngan-hang-scb\/","title":{"rendered":"C\u1eadp Nh\u1eadt L\u00e3i Su\u1ea5t Vay Ng\u00e2n H\u00e0ng SCB M\u1edbi Nh\u1ea5t 2023"},"content":{"rendered":"<p><i><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng thay \u0111\u1ed5i theo t\u1eebng th\u1eddi \u0111i\u1ec3m, v\u00ec v\u1eady kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u0103ng k\u00fd vay ti\u1ec1n ph\u1ea3i th\u01b0\u1eddng xuy\u00ean c\u1eadp nh\u1eadt th\u00f4ng tin l\u00e3i su\u1ea5t \u0111\u1ec3 c\u00e2n nh\u1eafc v\u00e0 \u0111\u0103ng k\u00fd vay khi c\u1ea7n. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y vaynhanhonline.com.vn t\u1ed5ng h\u1ee3p c\u00e1c th\u00f4ng tin v\u1ec1 <strong>l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB<\/strong>, c\u00e1c g\u00f3i d\u1ecbch v\u1ee5, c\u00e1c \u0111i\u1ec1u ki\u1ec7n, th\u1ee7 t\u1ee5c v\u00e0 quy tr\u00ecnh vay\u2026 b\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 tham kh\u1ea3o.<\/span><\/i><\/p>\n<p>&gt;&gt;&gt; <a href=\"https:\/\/vaynhanhonline.com.vn\/ngan-hang-scb-sap-pha-san\/\">Ng\u00e2n H\u00e0ng SCB S\u1eafp Ph\u00e1 S\u1ea3n Ti\u1ec1n G\u1eedi C\u1ee7a Kh\u00e1ch H\u00e0ng Nguy C\u01a1 M\u1ea5t Tr\u1eafng?<\/a><\/p>\n<h2><span style=\"font-weight: 400;\">T\u1ed5ng quan v\u1ec1 ng\u00e2n h\u00e0ng SCB<\/span><\/h2>\n<p><a href=\"https:\/\/vaynhanhonline.com.vn\/scb-la-ngan-hang-gi\/\"><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng SCB &#8211; Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n S\u00e0i G\u00f2n<\/span><\/a><span style=\"font-weight: 400;\"> \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp t\u1eeb n\u0103m 2011 tr\u00ean c\u01a1 s\u1edf h\u1ee3p nh\u1ea5t t\u1eeb 3 ng\u00e2n h\u00e0ng tr\u01b0\u1edbc \u0111\u00f3 l\u00e0: Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam T\u00edn Ngh\u0129a &#8211; TinNghiaBank, ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n &#8211; SCB, ng\u00e2n h\u00e0ng TMCP \u0110\u1ec7 Nh\u1ea5t &#8211; Ficombank. T\u1eeb ng\u00e0y 1\/1\/2012 ng\u00e2n h\u00e0ng SCB ch\u00ednh th\u1ee9c \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sau h\u01a1n 10 n\u0103m ho\u1ea1t \u0111\u1ed9ng, ng\u00e2n h\u00e0ng SCB hi\u1ec7n t\u1ea1i c\u00f3 239 \u0111i\u1ec3m giao d\u1ecbch t\u1ea1i 28 t\u1ec9nh th\u00e0nh tr\u00ean c\u1ea3 n\u01b0\u1edbc, h\u01a1n 7.000 nh\u00e2n vi\u00ean, t\u1ed5ng t\u00e0i s\u1ea3n l\u00ean \u0111\u1ebfn 673.276 t\u1ef7 \u0111\u1ed3ng v\u00e0 ngu\u1ed3n v\u1ed1n \u0111i\u1ec1u l\u1ec7 20.020 t\u1ef7 \u0111\u1ed3ng t\u00ednh \u0111\u1ebfn th\u00e1ng 9\/2021.\u00a0\u00a0<\/span><\/p>\n<figure id=\"attachment_10738\" aria-describedby=\"caption-attachment-10738\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10738\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2023\/04\/lai-suat-vay-ngan-hang-SCB-2.jpg\" alt=\"l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB\" width=\"600\" height=\"326\" title=\"\"><figcaption id=\"caption-attachment-10738\" class=\"wp-caption-text\">T\u1ed5ng quan v\u1ec1 ng\u00e2n h\u00e0ng SCB<\/figcaption><\/figure>\n<h2><span style=\"font-weight: 400;\">C\u00e1c g\u00f3i s\u1ea3n ph\u1ea9m ng\u00e2n h\u00e0ng SCB \u0111ang cung c\u1ea5p<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n t\u1ea1i, ng\u00e2n h\u00e0ng SCB \u0111ang cung c\u1ea5p kh\u00e1 nhi\u1ec1u c\u00e1c g\u00f3i vay cho kh\u00e1ch h\u00e0ng c\u1ea7n vay v\u1ed1n ph\u1ee5c v\u1ee5 cho c\u00f4ng vi\u1ec7c ho\u1eb7c c\u00e1c nhu c\u1ea7u ti\u00eau d\u00f9ng c\u00e1 nh\u00e2n. M\u1ecdt s\u1ed1 g\u00f3i vay n\u1ed5i b\u1eadt nh\u01b0:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00f3i vay mua nh\u00e0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00f3i vay ti\u00eau d\u00f9ng c\u00e1 nh\u00e2n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00f3i vay ti\u1ec1n mua xe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00f3i vay h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng kinh doanh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00f3i vay h\u1ed7 tr\u1ee3 du h\u1ecdc\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00f3i <a href=\"https:\/\/vaynhanhonline.com.vn\/vay-thau-chi-la-gi\/\">vay th\u1ea5u chi<\/a> t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n\u2026<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">M\u1ee9c l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB \u00e1p d\u1ee5ng cho c\u00e1c kho\u1ea3n vay l\u00e0 bao nhi\u00eau?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng SCB c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo t\u1eebng th\u1eddi \u0111i\u1ec3m v\u00e0 s\u1ef1 bi\u1ebfn \u0111\u1ed5i c\u1ee7a th\u1ecb tr\u01b0\u1eddng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t chi ti\u1ebft khi vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t n\u0103m nay.<\/span><\/p>\n<figure id=\"attachment_10737\" aria-describedby=\"caption-attachment-10737\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10737\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2023\/04\/lai-suat-vay-ngan-hang-SCB-1.jpg\" alt=\"l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB\" width=\"600\" height=\"337\" title=\"\"><figcaption id=\"caption-attachment-10737\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB<\/figcaption><\/figure>\n<table>\n<tbody>\n<tr>\n<td><b>S\u1ea3n ph\u1ea9m vay t\u1ea1i SCB<\/b><\/td>\n<td><b>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">G\u00f3i vay mua nh\u00e0 \u0111\u1ea5t linh ho\u1ea1t<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">G\u00f3i vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">G\u00f3i vay mua xe<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">G\u00f3i vay b\u1ed5 sung v\u1ed1n kinh doanh\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,99%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vay x\u00e2y d\u1ef1ng &#8211; s\u1eeda nh\u00e0\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cho vay th\u1ea5u cho t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi do SCB ph\u00e1t h\u00e0nh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vay du h\u1ecdc SCB\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vay c\u1ea7m c\u1ed1 t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,90%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cho vay ti\u00eau d\u00f9ng kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m SCB<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cho vay th\u1ea5u chi kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m SCB<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>B\u1ea3ng l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB 2023<\/em><\/p>\n<h2><span style=\"font-weight: 400;\">\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u0103ng k\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi \u0111\u0103ng k\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB, ng\u01b0\u1eddi vay c\u1ea7n ph\u1ea3i \u0111\u00e1p \u1ee9ng m\u1ed9t s\u1ed1 c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c nh\u01b0 sau:<\/span><\/p>\n<figure id=\"attachment_10740\" aria-describedby=\"caption-attachment-10740\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10740\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2023\/04\/lai-suat-vay-ngan-hang-SCB-4.jpg\" alt=\"\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u0103ng k\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB\" width=\"600\" height=\"377\" title=\"\"><figcaption id=\"caption-attachment-10740\" class=\"wp-caption-text\">\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u0103ng k\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB<\/figcaption><\/figure>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi vay ti\u1ec1n ph\u1ea3i c\u00f3 \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 tu\u1ed5i &#8211; 65 tu\u1ed5i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u00e1ch h\u00e0ng ph\u1ea3i c\u00f3 gi\u1ea5y CMND\/CCCD ch\u00ednh ch\u1ee7 v\u00e0 c\u00f2n th\u1eddi h\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi \u0111\u0103ng k\u00fd vay ti\u1ec1n ph\u1ea3i c\u00f3 c\u00f4ng vi\u1ec7c v\u00e0 ngu\u1ed3n thu nh\u1eadp \u1ed5n \u0111\u1ecbnh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u00f4ng c\u00f3 n\u1ee3 x\u1ea5u t\u1ea1i <\/span><a href=\"https:\/\/vaynhanhonline.com.vn\/cic-la-gi\/\"><span style=\"font-weight: 400;\">CIC<\/span><\/a><span style=\"font-weight: 400;\"> v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng ph\u1ea3i t\u1ed1t.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u00e1ch h\u00e0ng c\u1ea7n c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o khi \u0111\u0103ng k\u00fd vay.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi vay ph\u1ea3i c\u00f3 h\u1ed9 kh\u1ea9u ho\u1eb7c s\u1ed5 t\u1ea1m tr\u00fa t\u1ea1i n\u01a1i \u0111\u0103ng k\u00fd vay ti\u1ec1n.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">C\u00e1c th\u1ee7 t\u1ee5c c\u1ea7n chu\u1ea9n b\u1ecb khi vay ti\u1ec1n ng\u00e2n h\u00e0ng SCB<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd h\u1ed3 s\u01a1 vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB, ng\u01b0\u1eddi vay c\u1ea7n chu\u1ea9n b\u1ecb m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c quan tr\u1ecdng ph\u1ea3i c\u00f3 nh\u01b0:\u00a0<\/span><\/p>\n<figure id=\"attachment_10739\" aria-describedby=\"caption-attachment-10739\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10739\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2023\/04\/lai-suat-vay-ngan-hang-SCB-3.jpg\" alt=\"l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB\" width=\"600\" height=\"337\" title=\"\"><figcaption id=\"caption-attachment-10739\" class=\"wp-caption-text\">C\u00e1c th\u1ee7 t\u1ee5c c\u1ea7n chu\u1ea9n b\u1ecb khi vay ti\u1ec1n ng\u00e2n h\u00e0ng SCB<\/figcaption><\/figure>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n do ng\u00e2n h\u00e0ng SCB ph\u00e1t h\u00e0nh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y CMND\/th\u1ebb CCCD ch\u00ednh ch\u1ee7, c\u00f2n hi\u1ec7u l\u1ef1c s\u1eed d\u1ee5ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c gi\u1ea5y t\u1edd ch\u00ednh ch\u1ee7 c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3n k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng ngu\u1ed3n ti\u1ec1n khi vay<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">K\u1ebf ho\u1ea1ch thanh to\u00e1n kho\u1ea3n vay chi ti\u1ebft\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y t\u1edd ch\u1ee9ng minh ngu\u1ed3n thu nh\u1eadp h\u00e0ng th\u00e1ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 c\u00e1c th\u1ee7 t\u1ee5c kh\u00e1c theo y\u00eau c\u1ea7u c\u1ee7a ng\u00e2n h\u00e0ng\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">C\u00e1c b\u01b0\u1edbc \u0111\u0103ng k\u00fd vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng SCB<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi \u0111\u0103ng k\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB, quy tr\u00ecnh \u0111\u0103ng k\u00fd g\u1ed3m c\u00e1c b\u01b0\u1edbc sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 1: Li\u00ean h\u1ec7 \u0111\u1ebfn ng\u00e2n h\u00e0ng SCB qua t\u1ed5ng \u0111\u00e0i ho\u1eb7c \u0111\u1ebfn tr\u1ef1c ti\u1ebfp chi nh\u00e1nh ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1ee5 th\u1ec3 v\u1ec1 c\u00e1c g\u00f3i vay.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 2: Chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c gi\u1ea5y t\u1edd, th\u1ee7 t\u1ee5c c\u1ea7n thi\u1ebft theo s\u1ef1 t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 3: \u0110\u1ebfn c\u00e1c chi nh\u00e1nh ho\u1eb7c ph\u00f2ng giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng SCB v\u00e0 n\u1ed9p t\u1ea5t c\u1ea3 c\u00e1c th\u1ee7 t\u1ee5c, gi\u1ea5y t\u1edd \u0111\u00e3 chu\u1ea9n b\u1ecb cho giao d\u1ecbch vi\u00ean \u0111\u1ec3 ti\u1ebfn h\u00e0nh th\u1ea9m \u0111\u1ecbnh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 4: Khi h\u1ed3 s\u01a1 \u0111\u00e1p \u1ee9ng \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c s\u1ebd \u0111\u01b0\u1ee3c duy\u1ec7t v\u00e0 th\u00f4ng b\u00e1o v\u1ec1 email ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i. Kho\u1ea3n vay s\u1ebd nhanh ch\u00f3ng \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n v\u00e0 chuy\u1ec3n v\u1ec1 t\u00e0i kho\u1ea3n cho kh\u00e1ch h\u00e0ng trong kho\u1ea3ng t\u1eeb 2 &#8211; 3 ng\u00e0y l\u00e0m vi\u1ec7c.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB nh\u01b0 th\u1ebf n\u00e0o?\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi \u0111\u0103ng k\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB, l\u00e3i su\u1ea5t vay c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo hai h\u00ecnh th\u1ee9c ch\u00ednh l\u00e0: T\u00ednh theo d\u01b0 n\u1ee3 ban \u0111\u1ea7u v\u00e0 t\u00ednh theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00f4ng th\u1ee9c t\u00ednh c\u1ee5 th\u1ec3 c\u1ea3 c\u1ea3 hai h\u00ecnh th\u1ee9c tr\u00ean:<\/span><\/p>\n<figure id=\"attachment_10741\" aria-describedby=\"caption-attachment-10741\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10741\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2023\/04\/lai-suat-vay-ngan-hang-SCB-5.jpg\" alt=\"C\u00e1ch ng\u00e2n h\u00e0ng SCB t\u00ednh l\u00e3i su\u1ea5t cho vay\" width=\"600\" height=\"399\" title=\"\"><figcaption id=\"caption-attachment-10741\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB<\/figcaption><\/figure>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ti\u1ec1n theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay \/ K\u1ef3 h\u1ea1n vay<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t th\u00e1ng \u0111\u1ea7u ti\u00ean = S\u1ed1 ti\u1ec1n vay x L\u00e3i su\u1ea5t vay theo th\u00e1ng<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t c\u00e1c th\u00e1ng ti\u1ebfp theo = S\u1ed1 ti\u1ec1n g\u1ed1c c\u00f2n l\u1ea1i x L\u00e3i su\u1ea5t vay theo th\u00e1ng<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t theo d\u01b0 n\u1ee3 ban \u0111\u1ea7u<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">S\u1ed1 n\u1ee3 g\u1ed1c ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = T\u1ed5ng s\u1ed1 ti\u1ec1n vay \/ K\u1ef3 h\u1ea1n vay ti\u1ec1n<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng = T\u1ed5ng s\u1ed1 ti\u1ec1n vay x l\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">T\u1ed5ng s\u1ed1 ti\u1ec1n c\u1ea7n tr\u1ea3 m\u1ed7i th\u00e1ng = S\u1ed1 n\u1ee3 g\u1ed1c ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng + S\u1ed1 ti\u1ec1n l\u00e3i tr\u1ea3 h\u00e0ng th\u00e1ng<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">L\u1eddi k\u1ebft<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin chi ti\u1ebft v\u1ec1 m\u1ee9c <strong>l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB<\/strong> m\u1edbi nh\u1ea5t \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt n\u0103m 2023 b\u1edfi <\/span><a href=\"https:\/\/vaynhanhonline.com.vn\/\"><span style=\"font-weight: 400;\">vaynhanhonline.com.vn<\/span><\/a><span style=\"font-weight: 400;\">. Hy v\u1ecdng v\u1edbi nh\u1eefng chia s\u1ebb c\u1ee5 th\u1ec3 tr\u00ean \u0111\u00e2y c\u1ee7a ch\u00fang t\u00f4i, b\u1ea1n \u0111\u1ecdc \u0111\u00e3 c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin c\u00f3 \u00edch \u0111\u1ec3 tham kh\u1ea3o, c\u00e2n nh\u1eafc khi c\u00f3 nhu c\u1ea7u vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng SCB.<\/span><\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;10734&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;4&quot;,&quot;greet&quot;:&quot;B\\u00ecnh Ch\\u1ecdn post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 b\\u00ecnh ch\\u1ecdn)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;C\\u1eadp Nh\\u1eadt L\\u00e3i Su\\u1ea5t Vay Ng\\u00e2n H\\u00e0ng SCB M\\u1edbi Nh\\u1ea5t 2023&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">B\u00ecnh Ch\u1ecdn post<\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng thay \u0111\u1ed5i theo t\u1eebng th\u1eddi \u0111i\u1ec3m, v\u00ec v\u1eady kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u0103ng k\u00fd vay ti\u1ec1n ph\u1ea3i th\u01b0\u1eddng xuy\u00ean c\u1eadp nh\u1eadt th\u00f4ng tin l\u00e3i su\u1ea5t \u0111\u1ec3 c\u00e2n nh\u1eafc v\u00e0 \u0111\u0103ng k\u00fd vay khi c\u1ea7n. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y vaynhanhonline.com.vn t\u1ed5ng h\u1ee3p c\u00e1c th\u00f4ng tin v\u1ec1 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SCB, [&#8230;]\n","protected":false},"author":2,"featured_media":10739,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/10734"}],"collection":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/comments?post=10734"}],"version-history":[{"count":5,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/10734\/revisions"}],"predecessor-version":[{"id":10782,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/10734\/revisions\/10782"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media\/10739"}],"wp:attachment":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media?parent=10734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/categories?post=10734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/tags?post=10734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}