{"id":1379,"date":"2023-09-14T22:07:25","date_gmt":"2023-09-14T15:07:25","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=1379"},"modified":"2024-03-15T20:26:22","modified_gmt":"2024-03-15T13:26:22","slug":"cach-tinh-lai-the-tin-dung","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/cach-tinh-lai-the-tin-dung\/","title":{"rendered":"C\u00e1ch T\u00ednh L\u00e3i Th\u1ebb T\u00edn D\u1ee5ng & Khi N\u00e0o N\u1ed9p L\u00e3i Ch\u1eadm Th\u1ebb T\u00edn D\u1ee5ng"},"content":{"rendered":"

M\u1edf th\u1ebb t\u00edn d\u1ee5ng<\/a> & s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c r\u1ea5t ti\u1ec7n l\u1ee3i, ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng v\u00e0 tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay. M\u1eb7c d\u00f9 mang \u0111\u1ebfn s\u1ef1 ti\u1ec7n l\u1ee3i cho ng\u01b0\u1eddi d\u00f9ng, tuy nhi\u00ean n\u1ebfu kh\u00f4ng n\u1eafm r\u00f5 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng v\u00e0 c\u00e1ch t\u00ednh l\u00e3i th\u1ebb t\u00edn d\u1ee5ng<\/strong> v\u00e0 kh\u00f4ng qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c chi ti\u00eau, ng\u01b0\u1eddi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 b\u1ecb s\u1ebd ph\u1ea3i m\u1ea5t m\u1ed9t kho\u1ea3n ti\u1ec1n nh\u1ecf \u0111\u1ec3 tr\u1ea3 l\u00e3i th\u1ebb t\u00edn d\u1ee5ng.<\/span><\/i><\/p>\n

>> Ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec?<\/a><\/p>\n

L\u00e3i th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec?<\/span><\/h2>\n

\"l\u00e3i<\/p>\n

L\u00e3i th\u1ebb t\u00edn d\u1ee5ng l\u00e0 kho\u1ea3n chi ph\u00ed m\u00e0 ng\u01b0\u1eddi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng ph\u1ea3i chi tr\u1ea3 khi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t ho\u1eb7c kh\u00f4ng thanh to\u00e1n \u0111\u00fang h\u1ea1n c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a th\u00e1ng tr\u01b0\u1edbc \u0111\u00f3.\u00a0<\/span><\/p>\n

M\u1ed7i th\u00e1ng, ng\u00e2n h\u00e0ng s\u1ebd g\u1eedi m\u1ed9t b\u1ea3n sao k\u00ea c\u00e1c kho\u1ea3n chi ti\u00eau chi ti\u00eau m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u00e3 d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n c\u00f9ng v\u1edbi ng\u00e0y thanh to\u00e1n. L\u00fac n\u00e0y, ng\u01b0\u1eddi d\u00f9ng c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 c\u00e1c kho\u1ea3n ti\u1ec1n n\u00e0y cho ng\u00e2n h\u00e0ng. N\u1ebfu ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng thanh to\u00e1n ti\u1ec1n cho ng\u00e2n h\u00e0ng v\u00e0o \u0111\u00fang h\u1ea1n, ng\u00e2n h\u00e0ng s\u1ebd b\u1eaft \u0111\u1ea7u t\u00ednh l\u00e3i su\u1ea5t tr\u1ea3 ch\u1eadm v\u1edbi \u0111\u1ed1i v\u1edbi kho\u1ea3n ti\u1ec1n ng\u01b0\u1eddi d\u00f9ng \u0111ang n\u1ee3 ng\u00e2n h\u00e0ng.<\/span><\/p>\n

C\u00e1ch t\u00ednh l\u00e3i th\u1ebb t\u00edn d\u1ee5ng<\/span><\/h2>\n

C\u00f3 2 c\u00e1ch t\u00ednh l\u00e3i th\u1ebb t\u00edn d\u1ee5ng kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tham kh\u1ea3o nh\u01b0:<\/span><\/p>\n

C\u00e1ch t\u00ednh l\u00e3i th\u1ebb t\u00edn d\u1ee5ng khi ng\u01b0\u1eddi d\u00f9ng r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i ATM ho\u1eb7c \u1ee9ng ti\u1ec1n m\u1eb7t t\u1ea1i POS<\/span><\/h3>\n

Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi d\u00f9ng s\u1ebd ch\u1ecbu l\u00e3i su\u1ea5t cho kho\u1ea3n ti\u1ec1n \u0111\u00e3 r\u00fat cho \u0111\u1ebfn ng\u00e0y ho\u00e0n tr\u1ea3. L\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh t\u00f9y thu\u1ed9c v\u00e0o t\u1eebng ng\u00e2n h\u00e0ng v\u00e0 th\u00f4ng th\u01b0\u01a1ng l\u00e0 kh\u00e1 cao.<\/span><\/p>\n

C\u00e1ch t\u00ednh l\u00e3i th\u1ebb t\u00edn d\u1ee5ng khi ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n h\u00f3a \u0111\u01a1n, d\u1ecbch v\u1ee5<\/span><\/h3>\n

\"c\u00e1ch<\/p>\n

Ng\u00e2n h\u00e0ng s\u1ebd g\u1eedi b\u1ea3n sao k\u00ea c\u00f9ng v\u1edbi th\u00f4ng tin h\u1ea1n thanh to\u00e1n cho ng\u01b0\u1eddi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng m\u1ed7i th\u00e1ng. Ng\u01b0\u1eddi d\u00f9ng c\u1ea7n ph\u1ea3i theo d\u00f5i v\u00e0 thanh to\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 \u0111\u00fang h\u1ea1n ghi tr\u00ean sao k\u00ea th\u00ec ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng t\u00ednh l\u00e3i c\u1ee7a to\u00e0n b\u1ed9 c\u00e1c giao d\u1ecbch trong th\u00e1ng \u0111\u00f3.<\/span><\/p>\n

Tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng kh\u00f4ng thanh to\u00e1n \u0111\u00fang h\u1ea1n, ph\u00eda ng\u00e2n h\u00e0ng s\u1ebd t\u00ednh l\u00e3i cho t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch ph\u00e1t sinh trong th\u00e1ng \u0111\u00f3 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n

Khi n\u00e0o kh\u00e1ch h\u00e0ng c\u1ea7n n\u1ed9p l\u00e3i ch\u1eadm th\u1ebb t\u00edn d\u1ee5ng?<\/span><\/h2>\n

Ng\u01b0\u1eddi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng s\u1ebd ph\u1ea3i tr\u1ea3 l\u00e3i ch\u1eadm th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p:<\/span><\/p>\n