{"id":2283,"date":"2024-03-15T23:20:12","date_gmt":"2024-03-15T16:20:12","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=2283"},"modified":"2024-03-15T15:31:57","modified_gmt":"2024-03-15T08:31:57","slug":"lai-suat-ngan-hang-techcombank","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/lai-suat-ngan-hang-techcombank\/","title":{"rendered":"L\u00e3i Su\u1ea5t Ti\u1ebft Ki\u1ec7m Ng\u00e2n H\u00e0ng Techcombank C\u1eadp Nh\u1eadt M\u1edbi Nh\u1ea5t"},"content":{"rendered":"

L\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd v\u00e0 uy t\u00edn tr\u00ean th\u1ecb tr\u01b0\u1eddng. Techcombank l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn ho\u00e0n h\u1ea3o cho nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay ti\u1ec1n hay g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m. L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/strong> c\u0169ng lu\u00f4n \u1edf m\u1ee9c h\u1ea5p d\u1eabn \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng. V\u1eady, c\u1ee5 th\u1ec3 l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank l\u00e0 bao nhi\u00eau? C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank nh\u01b0 th\u1ebf n\u00e0o? C\u00f3 n\u00ean g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i Techcombank kh\u00f4ng? T\u1ea5t c\u1ea3 s\u1ebd \u0111\u01b0\u1ee3c vaynhanhonline<\/a> gi\u1ea3i \u0111\u00e1p trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.<\/span><\/i><\/p>\n

L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank khi g\u1eedi ti\u1ebft ki\u1ec7m<\/span><\/h2>\n
\"L\u00e3i
L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank khi g\u1eedi ti\u1ebft ki\u1ec7m<\/figcaption><\/figure>\n

Trong th\u1eddi \u0111i\u1ec3m t\u00ecnh h\u00ecnh d\u1ecbch b\u1ec7nh k\u00e9o d\u00e0i l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn n\u1ec1n kinh t\u1ebf c\u1ee7a c\u1ea3 n\u01b0\u1edbc. T\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 s\u1ef1 thay \u0111\u1ed5i nh\u1eb9 \u0111\u1ed1i v\u1edbi l\u00e3i su\u1ea5t khi g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m. L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/strong> c\u0169ng gi\u1ea3m nh\u1eb9 v\u1edbi h\u1ea7u h\u1ebft c\u00e1c k\u1ef3 h\u1ea1n g\u1eedi ti\u1ec1n.<\/span><\/p>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m khi kh\u00e1ch h\u00e0ng g\u1eedi tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y Ng\u00e2n h\u00e0ng techcombank<\/span><\/h3>\n

G\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y giao d\u1ecbch b\u1eaft bu\u1ed9c kh\u00e1ch h\u00e0ng ph\u1ea3i \u0111\u1ebfn chi nh\u00e1nh c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 l\u00e0m h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c g\u1eedi ti\u1ec1n. Khi g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, l\u00e3i su\u1ea5t s\u1ebd giao \u0111\u1ed9ng t\u1eeb 3.95%- 5.60%. c\u1ee5 th\u1ec3 l\u00e0:<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
H\u1ea1n<\/strong><\/td>\n\n
\n
Ti\u1ebft ki\u1ec7m th\u01b0\u1eddng tr\u1ea3 l\u00e3i \u0111\u1ecbnh k\u1ef3<\/strong><\/div>\n<\/div>\n<\/td>\n
<\/td>\n\n
\n
Ti\u1ebft ki\u1ec7m th\u01b0\u1eddng tr\u1ea3 l\u00e3i cu\u1ed1i k\u1ef3<\/strong><\/div>\n<\/div>\n<\/td>\n
<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nH\u00e0ng th\u00e1ng<\/strong><\/td>\nH\u00e0ng qu\u00fd<\/strong><\/td>\nKH th\u01b0\u1eddng<\/strong><\/td>\n<\/td>\nKH \u01b0u ti\u00ean<\/strong><\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\nKH 50-<\/td>\nKH 50+<\/td>\nKH50-<\/td>\nKH50+<\/td>\n<\/tr>\n
KKH<\/td>\n0.10<\/td>\n0.10<\/td>\n0.10<\/td>\n0.10<\/td>\n0.10<\/td>\n0.10<\/td>\n<\/tr>\n
1M<\/td>\n<\/td>\n<\/td>\n3.45<\/td>\n3.85<\/td>\n3.75<\/td>\n3.95<\/td>\n<\/tr>\n
2M<\/td>\n3.40<\/td>\n<\/td>\n3.45<\/td>\n3.85<\/td>\n3.75<\/td>\n3.95<\/td>\n<\/tr>\n
3M<\/td>\n3.40<\/td>\n3.40<\/td>\n3.45<\/td>\n3.85<\/td>\n3.75<\/td>\n3.95<\/td>\n<\/tr>\n
4M<\/td>\n3.40<\/td>\n<\/td>\n3.45<\/td>\n3.85<\/td>\n3.75<\/td>\n3.95<\/td>\n<\/tr>\n
5M<\/td>\n3.40<\/td>\n<\/td>\n3.45<\/td>\n3.85<\/td>\n3.75<\/td>\n3.95<\/td>\n<\/tr>\n
6M<\/td>\n5.30<\/td>\n5.30<\/td>\n5.40<\/td>\n5.70<\/td>\n5.60<\/td>\n5.80<\/td>\n<\/tr>\n
7M<\/td>\n4.90<\/td>\n<\/td>\n5.00<\/td>\n5.30<\/td>\n5.20<\/td>\n5.40<\/td>\n<\/tr>\n
8M<\/td>\n4.90<\/td>\n<\/td>\n5.00<\/td>\n5.30<\/td>\n5.20<\/td>\n5.40<\/td>\n<\/tr>\n
9M<\/td>\n4.90<\/td>\n4.90<\/td>\n5.00<\/td>\n5.30<\/td>\n5.20<\/td>\n5.40<\/td>\n<\/tr>\n
10M<\/td>\n4.90<\/td>\n<\/td>\n5.00<\/td>\n5.30<\/td>\n5.20<\/td>\n5.40<\/td>\n<\/tr>\n
11M<\/td>\n4.80<\/td>\n<\/td>\n5.00<\/td>\n5.30<\/td>\n5.20<\/td>\n5.40<\/td>\n<\/tr>\n
12M<\/td>\n5.30<\/td>\n5.30<\/td>\n5.50<\/td>\n5.50<\/td>\n5.70<\/td>\n5.90<\/td>\n<\/tr>\n
13M<\/td>\n5.00<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
14M<\/td>\n5.00<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
15M<\/td>\n5.00<\/td>\n5.00<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
16M<\/td>\n5.00<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
17M<\/td>\n5.00<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
18M<\/td>\n5.00<\/td>\n5.00<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
19M<\/td>\n5.00<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
20M<\/td>\n4.90<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
21M<\/td>\n4.90<\/td>\n5.00<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
22M<\/td>\n4.90<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
23M<\/td>\n4.90<\/td>\n<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n
24M<\/td>\n4.90<\/td>\n4.90<\/td>\n5.20<\/td>\n5.50<\/td>\n5.40<\/td>\n5.60<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00e3i su\u1ea5t khi kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m online Techcombank<\/span><\/h3>\n

G\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m online l\u00e0 d\u1ecbch v\u1ee5 m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tr\u1ef1c ti\u1ebfp th\u1ef1c hi\u1ec7n giao d\u1ecbch th\u00f4ng qua h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed c\u1ee7a Techcombank tr\u00ean \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c m\u00e1y t\u00ednh.\u00a0<\/span><\/p>\n

Khi g\u1eedi ti\u1ebft ki\u1ec7m online, kh\u00e1ch h\u00e0ng s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c th\u1eddi gian \u0111i l\u1ea1i, chi ph\u00ed v\u00e0 c\u00f4ng s\u1ee9c.<\/span><\/p>\n

L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/strong> khi g\u1eedi ti\u1ebft ki\u1ec7m online c\u1ee5 th\u1ec3 l\u00e0:<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
K\u1ef3 h\u1ea1n<\/strong><\/td>\nTi\u1ec1n g\u1eedi Ph\u00e1t L\u1ed9c Online<\/strong><\/td>\n\u00a0<\/strong><\/td>\n\u00a0<\/strong><\/td>\n\u00a0<\/strong><\/td>\nTi\u1ec1n g\u1eedi Online<\/strong><\/td>\n\u00a0<\/strong><\/td>\n\u00a0<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nKH th\u01b0\u1eddng<\/strong><\/td>\n\u00a0<\/strong><\/td>\nKH \u01b0u ti\u00ean<\/strong><\/td>\n\u00a0<\/strong><\/td>\nKH th\u01b0\u1eddng<\/strong><\/td>\n\u00a0<\/strong><\/td>\nKH \u01b0u ti\u00ean<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nFMB\/FIB<\/strong><\/td>\nATM<\/strong><\/td>\nFMB\/FIB<\/strong><\/td>\nATM<\/strong><\/td>\nFMB\/FIB<\/strong><\/td>\nATM<\/strong><\/td>\nFMB\/FIB<\/strong><\/td>\nATM<\/strong><\/td>\n<\/tr>\n
1-3W<\/td>\n0.30<\/td>\n<\/td>\n0.30<\/td>\n<\/td>\n0.30<\/td>\n<\/td>\n0.30<\/td>\n<\/td>\n<\/tr>\n
1M<\/td>\n4.55<\/td>\n4.55<\/td>\n4.65<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n<\/tr>\n
2M<\/td>\n4.55<\/td>\n4.55<\/td>\n4.65<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n<\/tr>\n
3M<\/td>\n4.55<\/td>\n4.55<\/td>\n4.65<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n<\/tr>\n
4M<\/td>\n4.55<\/td>\n4.55<\/td>\n4.65<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.55<\/td>\n4.45<\/td>\n<\/tr>\n
5M<\/td>\n4.55<\/td>\n6.50<\/td>\n4.65<\/td>\n4.55<\/td>\n4.55<\/td>\n4.45<\/td>\n4.55<\/td>\n4.45<\/td>\n<\/tr>\n
6M<\/td>\n6.50<\/td>\n6.00<\/td>\n6.60<\/td>\n6.50<\/td>\n6.40<\/td>\n6.40<\/td>\n6.50<\/td>\n6.40<\/td>\n<\/tr>\n
7M<\/td>\n6.00<\/td>\n6.00<\/td>\n6.10<\/td>\n6.00<\/td>\n5.90<\/td>\n5.90<\/td>\n6.00<\/td>\n5.90<\/td>\n<\/tr>\n
8M<\/td>\n6.00<\/td>\n6.00<\/td>\n6.10<\/td>\n6.00<\/td>\n5.90<\/td>\n5.90<\/td>\n6.00<\/td>\n5.90<\/td>\n<\/tr>\n
9M<\/td>\n6.00<\/td>\n6.00<\/td>\n6.10<\/td>\n6.00<\/td>\n5.90<\/td>\n5.90<\/td>\n6.00<\/td>\n5.90<\/td>\n<\/tr>\n
10M<\/td>\n6.00<\/td>\n6.00<\/td>\n6.10<\/td>\n6.00<\/td>\n5.90<\/td>\n5.90<\/td>\n6.00<\/td>\n5.90<\/td>\n<\/tr>\n
11M<\/td>\n6.00<\/td>\n6.00<\/td>\n6.10<\/td>\n6.00<\/td>\n5.90<\/td>\n5.90<\/td>\n6.00<\/td>\n5.90<\/td>\n<\/tr>\n
12M<\/td>\n6.60<\/td>\n6.60<\/td>\n6.70<\/td>\n6.60<\/td>\n6.50<\/td>\n6.50<\/td>\n6.00<\/td>\n6.50<\/td>\n<\/tr>\n
13M<\/td>\n6.30<\/td>\n<\/td>\n6.40<\/td>\n<\/td>\n6.20<\/td>\n<\/td>\n6.30<\/td>\n<\/td>\n<\/tr>\n
14M<\/td>\n6.30<\/td>\n<\/td>\n6.40<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
15M<\/td>\n6.30<\/td>\n<\/td>\n6.40<\/td>\n<\/td>\n6.20<\/td>\n<\/td>\n6.30<\/td>\n<\/td>\n<\/tr>\n
18M<\/td>\n6.60<\/td>\n<\/td>\n6.70<\/td>\n<\/td>\n6.50<\/td>\n<\/td>\n6.60<\/td>\n<\/td>\n<\/tr>\n
19M<\/td>\n6.40<\/td>\n<\/td>\n6.50<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
20M<\/td>\n6.40<\/td>\n<\/td>\n6.50<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
24M<\/td>\n6.40<\/td>\n<\/td>\n6.50<\/td>\n<\/td>\n6.30<\/td>\n<\/td>\n6.40<\/td>\n<\/td>\n<\/tr>\n
25M<\/td>\n6.40<\/td>\n<\/td>\n6.50<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
36M<\/td>\n6.40<\/td>\n<\/td>\n6.50<\/td>\n<\/td>\n6.30<\/td>\n<\/td>\n6.40<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

C\u00e1c h\u00ecnh th\u1ee9c ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i ng\u00e2n h\u00e0ng Techcombank<\/span><\/p>\n

Ng\u00e2n h\u00e0ng Techcombank cung c\u1ea5p hai h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m cho kh\u00e1ch h\u00e0ng l\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m kh\u00f4ng k\u1ef3 h\u1ea1n.<\/span><\/p>\n

Ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n<\/span><\/h3>\n

L\u00e0 h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m theo m\u1ed9t k\u1ef3 h\u1ea1n nh\u1ea5t \u0111\u1ecbnh. Khi \u0111\u1ebfn th\u1eddi gian \u0111\u00e1o h\u1ea1n, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 nh\u1eadn l\u1ea1i ti\u1ec1n l\u00e3i v\u00e0 c\u1ea3 ti\u1ec1n g\u1ed1c. \u01afu \u0111i\u1ec3m khi g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t kh\u00e1 cao v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn k\u1ef3 h\u1ea1n ph\u00f9 h\u1ee3p v\u1edbi b\u1ea3n th\u00e2n.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, khi c\u00f3 nhu c\u1ea7u c\u1ea7n r\u00fat ti\u1ec1n g\u1ea5p, kh\u00e1ch h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 r\u00fat ti\u1ec1n v\u1edbi t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n. Tuy nhi\u00ean, l\u00e3i su\u1ea5t s\u1ebd b\u1ecb chuy\u1ec3n v\u1ec1 b\u1eb1ng v\u1edbi l\u00e3i su\u1ea5t khi g\u1eedi ti\u1ebft ki\u1ec7m kh\u00f4ng k\u1ef3 h\u1ea1n.<\/span><\/p>\n

Ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m kh\u00f4ng k\u1ef3 h\u1ea1n<\/span><\/h3>\n

\u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c g\u1eedi ti\u1ec1n m\u00e0 sau khi g\u1eedi, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 r\u00fat ti\u1ec1n b\u1ea5t k\u1ef3 khi n\u00e0o. Tuy nhi\u00ean, h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m kh\u00f4ng k\u1ef3 h\u1ea1n s\u1ebd c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t r\u1ea5t th\u1ea5p<\/span><\/p>\n

C\u00e1ch \u0111\u1ec3 t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i ng\u00e2n h\u00e0ng Techcombank<\/span><\/h2>\n

\"c\u00e1ch<\/p>\n

\u0110\u1ec3 t\u00ednh \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng theo c\u00f4ng th\u1ee9c sau:<\/span><\/p>\n

S\u1ed1 ti\u1ec1n l\u00e3i = \u2211 ( S\u1ed1 d\u01b0 th\u1ef1c t\u1ebf x s\u1ed1 ng\u00e0y duy tr\u00ec s\u1ed1 d\u01b0 th\u1ef1c t\u1ebf x L\u00e3i su\u1ea5t t\u00ednh l\u00e3i) \/ 365<\/b><\/p>\n

Trong \u0111\u00f3:<\/span><\/p>\n