{"id":2466,"date":"2024-03-16T06:41:24","date_gmt":"2024-03-15T23:41:24","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=2466"},"modified":"2024-03-16T00:12:21","modified_gmt":"2024-03-15T17:12:21","slug":"lai-suat-ngan-hang-bidv","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/lai-suat-ngan-hang-bidv\/","title":{"rendered":"L\u00e3i Su\u1ea5t Ng\u00e2n H\u00e0ng BIDV C\u1eadp Nh\u1eadt Th\u01b0\u1eddng Xuy\u00ean"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng BIDV \u0111\u00e3 c\u00f3 s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh <\/span>v\u1ec1 l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m, l\u00e3i su\u1ea5t ti\u1ec1n vay. V\u1eady, m\u1ee9c l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng BIDV<\/strong> hi\u1ec7n nay c\u1ee5 th\u1ec3 nh\u01b0 th\u1ebf n\u00e0o? \u0110\u1ec3 bi\u1ebft th\u00f4ng tin chi ti\u1ebft, b\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 c\u00f9ng vaynhanhonline<\/a> t\u00ecm hi\u1ec3u trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.<\/span><\/em><\/p>\n

>>> Ng\u00e2n H\u00e0ng BIDV L\u00e0 Ng\u00e2n H\u00e0ng G\u00ec?<\/a><\/p>\n

S\u1ef1 thay \u0111\u1ed5i l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng BIDV trong \u0111\u1ea7u th\u00e1ng 10<\/h2>\n

L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng BIDV<\/b> c\u00f3 s\u1ef1 thay \u0111\u1ed5i nh\u1eb9 trong \u0111\u1ea7u th\u00e1ng n\u00e0y. C\u1ee5 th\u1ec3 nh\u01b0 sau:<\/span><\/p>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng BIDV<\/h3>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng BIDV trong \u0111\u1ea7u th\u00e1ng 10\/2021\u00a0 c\u00f3 \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m \u1edf c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i. C\u1ee5 th\u1ec3 c\u00e1c m\u1ee9c \u0111i\u1ec1u ch\u1ec9nh nh\u01b0 sau:<\/span><\/p>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/span><\/i><\/h4>\n
\"L\u00e3i
L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/em><\/figcaption><\/figure>\n

K\u1ebft th\u00fac th\u00e1ng 9 b\u01b0\u1edbc sang \u0111\u1ea7u th\u00e1ng 10\/2021, Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam c\u00f3 \u0111i\u1ec1u ch\u1ec9nh khung l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m l\u00e0 3.1%-5.5%\/n\u0103m t\u01b0\u01a1ng \u1ee9ng v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng t\u00ednh theo l\u00e3i nh\u1eadn cu\u1ed1i k\u1ef3.<\/span><\/p>\n

C\u1ee5 th\u1ec3 v\u1edbi c\u00e1c m\u1ee9c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 10 th\u00e1ng, th\u00ec l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u1eabn gi\u1eef nguy\u00ean nh\u01b0 sau: k\u1ef3 h\u1ea1n 1 th\u00e1ng v\u00e0 2 th\u00e1ng \u1edf m\u1ee9c l\u00e3i su\u1ea5t 3.1%\/n\u0103m. 3.4%\/n\u0103m d\u00e1ng cho c\u00e1c k\u1ef3 h\u1ea1n 3 v\u00e0 5 th\u00e1ng. T\u1ea1i k\u1ef3 h\u1ea1n 6 th\u00e1ng \u0111\u1ebfn 9 th\u00e1ng th\u00ec \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t chung l\u00e0 4%\/n\u0103m.<\/span><\/p>\n

Ri\u00eang v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n g\u1eedi d\u00e0i h\u1ea1n, ng\u00e2n h\u00e0ng tri\u1ec3n khai gi\u1ea3m xu\u1ed1ng 0.1% ni\u00eam y\u1ebft v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u00e0 5.5%\/n\u0103m. \u0110\u00f3 l\u00e0 c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 12 th\u00e1ng \u0111\u1ebfn 36 th\u00e1ng. C\u00f2n v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n v\u00e0 ti\u1ec1n g\u1eedi thanh to\u00e1n, ng\u00e2n h\u00e0ng BIDV v\u1eabn ti\u1ebfp t\u1ee5c gi\u1eef m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 0.1%\/n\u0103m.\u00a0<\/span><\/p>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/span><\/i><\/h4>\n
\"L\u00e3i
L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/em><\/figcaption><\/figure>\n

\u0110\u1ed1i v\u1edbi ph\u00e2n kh\u00fac kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, ng\u00e2n h\u00e0ng BIDV gi\u1eef nguy\u00ean bi\u1ec3u l\u00e3i su\u1ea5t. M\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 60 th\u00e1ng \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c duy tr\u00ec \u1edf m\u1ee9c 3% – 4.9%\/n\u0103m.<\/span><\/p>\n

M\u1ee9c l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng BIDV huy \u0111\u1ed9ng t\u1ea1i k\u1ef3 h\u1ea1n 1 v\u00e0 2 th\u00e1ng l\u00e0 \u1edf m\u1ee9c 3%\/n\u0103m. Trong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng g\u1eedi theo k\u1ef3 h\u1ea1n t\u1eeb 3 \u0111\u1ebfn 5 th\u00e1ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n l\u00e0 3.3%. Ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 6 \u0111\u1ebfn 11 th\u00e1ng th\u00ec ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng chung l\u00e0 3.7%.<\/span><\/p>\n

Trong ph\u00e2n kh\u00fac ng\u00e0y, l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c cho l\u00e0 cao nh\u1ea5t t\u1ea1i ng\u00e2n h\u00e0ng l\u00e0 4.9%\/n\u0103m v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 12 \u0111\u1ebfn 60 th\u00e1ng tr\u1edf l\u00ean. \u0110\u1eb7c bi\u1ec7t c\u00e1c kho\u1ea3n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n hay g\u1eedi thanh to\u00e1n \u0111\u1ec1 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t v\u00e0 kh\u00f4ng \u0111\u1ed5i l\u00e0 0.2%\/n\u0103m.<\/span><\/p>\n

L\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV<\/i><\/b><\/h3>\n

Theo c\u00e1c s\u1ed1 li\u1ec7u \u0111\u01b0\u1ee3c t\u1ed5ng h\u1ee3p, l\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t l\u00e0 dao \u0111\u1ed9ng t\u1eeb 6% – 7.8%\/n\u0103m. Chi ti\u1ebft \u0111\u01b0\u1ee3c t\u00ednh c\u1ee5 th\u1ec3 cho t\u1eebng m\u1ee5c \u0111\u00edch vay nh\u01b0 sau: <\/span><\/p>\n