{"id":3056,"date":"2023-02-14T13:52:42","date_gmt":"2023-02-14T06:52:42","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=3056"},"modified":"2023-02-14T14:19:02","modified_gmt":"2023-02-14T07:19:02","slug":"scb-la-ngan-hang-gi","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/scb-la-ngan-hang-gi\/","title":{"rendered":"SCB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec v\u00e0 d\u1ecbch v\u1ee5 ra sao?"},"content":{"rendered":"

SCB l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng TMCP h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam v\u00e0 v\u1eabn \u0111ang tr\u00ean \u0111\u00e0 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd. Nhi\u1ec1u kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay\/g\u1eedi ti\u1ec1n nh\u01b0ng kh\u00f4ng bi\u1ebft <\/span><\/i>ng\u00e2n h\u00e0ng SCB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec<\/i><\/b> v\u00e0 s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m ng\u00e2n h\u00e0ng SCB c\u00f3 uy t\u00edn v\u00e0 an to\u00e0n kh\u00f4ng? Chi ti\u1ebft c\u00e2u tr\u1ea3 l\u1eddi s\u1ebd c\u00f3 trong b\u00e0i vi\u1ebft sau \u0111\u00e2y.<\/span><\/i><\/p>\n

Ng\u00e2n h\u00e0ng SCB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec, c\u00f3 uy t\u00edn kh\u00f4ng?<\/h2>\n

SCB l\u00e0 m\u1ed9t trong s\u1ed1 nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam v\u00e0 l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn c\u1ee7a nhi\u1ec1u doanh nghi\u1ec7p tr\u00ean to\u00e0n qu\u1ed1c. Tuy nhi\u00ean n\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t n\u01a1i \u0111\u1ec3 g\u1eedi g\u1eafm ti\u1ec1n b\u1ea1c v\u00e0 ni\u1ec1m tin, h\u00e3y tham kh\u1ea3o ngay c\u00e1c th\u00f4ng tin sau v\u1ec1 ng\u00e2n h\u00e0ng SCB<\/strong> tr\u01b0\u1edbc khi ra quy\u1ebft \u0111\u1ecbnh.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh<\/h3>\n

SCB v\u1edbi t\u00ean \u0111\u1ea7y \u0111\u1ee7 l\u00e0 <\/span>Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng M\u1ea1i c\u1ed5 ph\u1ea7n S\u00e0i G\u00f2n<\/b>, t\u00ean qu\u1ed1c t\u1ebf l\u00e0 <\/span>Sai Gon Joint Stock Commercial Bank<\/b>. Ra \u0111\u1eddi v\u00e0o ng\u00e0y 26\/12\/2011, ng\u00e2n h\u00e0ng SCB \u0111\u01b0\u1ee3c h\u1ee3p nh\u1ea5t t\u1eeb 3 ng\u00e2n h\u00e0ng con \u0111\u00f3 l\u00e0 ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n, ng\u00e2n h\u00e0ng\u00a0 TMCP Vi\u1ec7t Nam T\u00edn Ngh\u0129a\u00a0 v\u00e0 ng\u00e2n h\u00e0ng TMCP \u0110\u1ec7 Nh\u1ea5t. ( *** Theo Wiki<\/a> )<\/span><\/p>\n

Cho \u0111\u1ebfn ng\u00e0y 01\/01\/2012, SCB m\u1edbi ch\u00ednh th\u1ee9c \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng v\u00e0 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng s\u1ed1 238\/GP-NHNN. Hi\u1ec7n ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 h\u1ed9i s\u1edf ch\u00ednh t\u1ea1i 19-21-23-25 Nguy\u1ec5n Hu\u1ec7, Ph\u01b0\u1eddng B\u1ebfn Ngh\u00e9, Qu\u1eadn 1, Tp. HCM.<\/span><\/p>\n

\"Ng\u00e2n
Ng\u00e2n h\u00e0ng SCB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec?<\/figcaption><\/figure>\n

Qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n<\/h3>\n

K\u1ec3 t\u1eeb khi b\u1eaft \u0111\u1ea7u \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng \u0111\u1ebfn nay, ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean h\u01a1n 15 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng- l\u00e0 m\u1ed9t con s\u1ed1 \u1ea5n t\u01b0\u1ee3ng v\u1edbi m\u1ed9t ng\u00e2n h\u00e0ng \u1edf Vi\u1ec7t Nam. \u1ede th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, ng\u00e2n h\u00e0ng\u00a0 SCB \u0111\u00e3 c\u00f3 m\u1eb7t tr\u00ean 28 t\u1ec9nh th\u00e0nh c\u00f9ng 239 chi nh\u00e1nh v\u00e0 ph\u00f2ng giao d\u1ecbch.<\/span><\/p>\n

>>> Top 10 ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t Vi\u1ec7t Nam<\/a><\/p>\n

>>> Top 10 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc l\u1edbn \u0111ang ho\u1ea1t \u0111\u1ed9ng<\/a><\/p>\n

D\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng SCB g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n

Ngo\u00e0i th\u1eafc m\u1eafc ng\u00e2n h\u00e0ng <\/span>SCB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec<\/b>, d\u1ecbch v\u1ee5 \u0111\u01a1n v\u1ecb \u0111ang cung c\u1ea5p c\u0169ng \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng r\u1ea5t quan t\u00e2m. SCB \u0111\u01b0\u1ee3c m\u1ec7nh danh l\u00e0 ng\u00e2n h\u00e0ng \u0111a d\u1ea1ng nh\u1ea5t v\u1ec1 d\u1ecbch v\u1ee5 v\u00e0 s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh. Ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng r\u1ea5t ch\u00fa tr\u1ecdng \u0111\u1ebfn t\u1eebng lo\u1ea1i h\u00ecnh v\u00e0 c\u00f3 chi\u1ebfn l\u01b0\u1ee3c c\u1ee5 th\u1ec3 \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 t\u1ed1t nh\u1ea5t.\u00a0<\/span><\/p>\n

Ti\u1ec1n g\u1eedi<\/h3>\n

M\u1ee9c l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u1ea1i ng\u00e2n h\u00e0ng SCB \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 kh\u00e1 cao, dao \u0111\u1ed9ng t\u1eeb 5.45% \u0111\u1ebfn 8.45%\/n\u0103m v\u00e0 l\u00e3i su\u1ea5t ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i s\u1ea3n ph\u1ea9m. M\u1ed9t s\u1ed1 g\u00f3i d\u1ecbch v\u1ee5 \u0111i\u1ec3n h\u00ecnh nh\u01b0 Ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi SCB ng\u1eafn h\u1ea1n,Ti\u1ebft ki\u1ec7m \u0111\u1eafc l\u1ed9c ph\u00e1t, Ti\u1ebft ki\u1ec7m sinh l\u1ee3i m\u1ed7i ng\u00e0y, T\u00edch l\u0169y linh ho\u1ea1t, Ti\u1ebft ki\u1ec7m g\u1eedi tr\u1ef1c tuy\u1ebfn\u2026<\/span><\/p>\n

>>> N\u00ean G\u1eedi Ti\u1ebft Ki\u1ec7m Ng\u00e2n H\u00e0ng N\u00e0o?<\/a><\/p>\n

T\u00edn d\u1ee5ng<\/h3>\n

SCB mang \u0111\u1ebfn d\u1ecbch v\u1ee5 t\u00edn d\u1ee5ng ti\u1ec7n l\u1ee3i cho kh\u00e1ch h\u00e0ng, v\u1edbi c\u00e1c g\u00f3i vay \u0111a d\u1ea1ng nh\u01b0 Vay\u00a0 mua nh\u00e0 \u1edf, vay mua \u00f4 t\u00f4, vay th\u1ea5u chi, vay th\u1ebf ch\u1ea5p B\u1ea5t \u0111\u1ed9ng s\u1ea3n, vay v\u1ed1n kinh doanh, m\u1edf th\u1ebb t\u00edn d\u1ee5ng<\/a>\u2026 Ng\u00e2n h\u00e0ng lu\u00f4n \u0111\u01b0a ra c\u00e1c g\u00f3i \u01b0u \u0111\u00e3i cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t t\u1eeb 9% \u0111\u1ebfn 12%\/n\u0103m v\u00e0 t\u00ednh theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n.\u00a0<\/span><\/p>\n

\"Ng\u00e2n
Ng\u00e2n h\u00e0ng SCB cung c\u1ea5p g\u00f3i vay kh\u00e1 \u0111a d\u1ea1ng<\/figcaption><\/figure>\n

Nh\u1eefng th\u00e0nh t\u1ef1u m\u00e0 ng\u00e2n h\u00e0ng SCB \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c<\/h2>\n

Vi\u1ec7c h\u1ee3p nh\u1ea5t 3 ng\u00e2n h\u00e0ng \u0111\u00e3 gi\u00fap cho SCB n\u00e2ng t\u1ea7m quy m\u00f4, m\u1ea1ng l\u01b0\u1edbi v\u00e0 nh\u00e2n s\u1ef1\u2026 C\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 s\u1ef1 tin t\u01b0\u1edfng c\u1ee7a kh\u00e1ch h\u00e0ng, SCB \u0111\u00e3 kh\u00f4ng ng\u1eebng ph\u00e1t tri\u1ec3n v\u00e0 t\u0103ng tr\u01b0\u1edfng. V\u1edbi l\u1ee3i th\u1ebf \u0111\u00f3, ng\u00e2n h\u00e0ng \u0111\u00e3 nhanh ch\u00f3ng l\u1ecdt top 5 ng\u00e2n h\u00e0ng TMCP l\u1edbn nh\u1ea5t Vi\u1ec7t Nam<\/strong> v\u00e0 x\u1ebfp th\u1ee9 32 trong TOP 500 Doanh nghi\u1ec7p h\u00e0ng \u0111\u1ea7u n\u01b0\u1edbc ta. M\u1ed9t s\u1ed1 th\u00e0nh t\u1ef1u m\u00e0 ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u01b0:\u00a0<\/span><\/p>\n