{"id":3684,"date":"2024-02-02T18:40:34","date_gmt":"2024-02-02T11:40:34","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=3684"},"modified":"2024-02-02T18:36:29","modified_gmt":"2024-02-02T11:36:29","slug":"vay-von-ngan-hang-chinh-sach-xa-hoi","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/vay-von-ngan-hang-chinh-sach-xa-hoi\/","title":{"rendered":"H\u1ed3 S\u01a1 Vay V\u1ed1n Ng\u00e2n H\u00e0ng Ch\u00ednh S\u00e1ch X\u00e3 H\u1ed9i [ \u0110i\u1ec1u Ki\u1ec7n &#038; H\u01b0\u1edbng D\u1eabn ]"},"content":{"rendered":"<p><i><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i l\u00e0 ng\u00e2n h\u00e0ng ch\u1ec9 d\u00e0nh ri\u00eang cho m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng nh\u1ea5t \u0111\u1ecbnh. Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, h\u00e3y c\u00f9ng <a href=\"https:\/\/vaynhanhonline.com.vn\/\">vaynhanhonline.com.vn<\/a> t\u00ecm hi\u1ec3u chi ti\u1ebft c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, m\u1ee9c l\u00e3i su\u1ea5t v\u00e0 nh\u1eefng h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ec3 <strong>vay v\u1ed1n ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i<\/strong>.<\/span><\/i><\/p>\n<p>&gt;&gt;&gt; <a href=\"https:\/\/vaynhanhonline.com.vn\/no-xau-co-vay-duoc-ngan-hang-chinh-sach-khong\/\">N\u1ee3 X\u1ea5u C\u00f3 Vay \u0110\u01b0\u1ee3c Ng\u00e2n H\u00e0ng Ch\u00ednh S\u00e1ch Kh\u00f4ng?<\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i c\u00f3 nh\u1eefng s\u1ea3n ph\u1ea9m cho vay n\u00e0o?<\/span><\/h2>\n<figure id=\"attachment_3693\" aria-describedby=\"caption-attachment-3693\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3693\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2021\/12\/vay-von-ngan-hang-chinh-sach-xa-hoi-4.jpg\" alt=\"vay v\u1ed1n ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i\" width=\"600\" height=\"436\" title=\"\" srcset=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2021\/12\/vay-von-ngan-hang-chinh-sach-xa-hoi-4.jpg 600w, https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2021\/12\/vay-von-ngan-hang-chinh-sach-xa-hoi-4-550x400.jpg 550w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-3693\" class=\"wp-caption-text\">Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.sbv.gov.vn\/webcenter\/portal\/vi\/menu\/fm\/htctctd\/nh\/nhcs\" rel=\"nofollow noopener\" target=\"_blank\">Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i<\/a> cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nhi\u1ec1u s\u1ea3n ph\u1ea9m vay kh\u00e1c nhau. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m vay n\u1ed5i b\u1eadt:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ed1i v\u1edbi nh\u1eefng h\u1ed9 gia \u0111\u00ecnh ngh\u00e8o<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ed1i v\u1edbi nh\u1eefng h\u1ed9 gia \u0111\u00ecnh c\u1eadn ngh\u00e8o<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ed1i v\u1edbi nh\u1eefng h\u1ed9 m\u1edbi tho\u00e1t ngh\u00e8o<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean c\u00f3 ho\u00e0n c\u1ea3nh gia \u0111\u00ecnh kh\u00f3 kh\u0103n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 vi\u1ec7c l\u00e0m<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay v\u1ed1n v\u1edbi m\u1ee5c \u0111\u00edch \u0111i xu\u1ea5t kh\u1ea9u lao \u0111\u1ed9ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay v\u1edbi m\u1ee5c \u0111\u00edch mua, thu\u00ea mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i; X\u00e2y m\u1edbi, c\u1ea3i t\u1ea1o ho\u1eb7c s\u1eeda ch\u1eefa nh\u00e0 \u1edf<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 n\u01b0\u1edbc s\u1ea1ch v\u00e0 v\u1ec7 sinh m\u00f4i tr\u01b0\u1eddng n\u00f4ng th\u00f4n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ed9 gia \u0111\u00ecnh s\u1ea3n xu\u1ea5t kinh doanh v\u00f9ng kh\u00f3 kh\u0103n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay d\u00e0nh cho th\u01b0\u01a1ng nh\u00e2n ho\u1ea1t \u0111\u1ed9ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i c\u00e1c v\u00f9ng kh\u00f3 kh\u0103n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay l\u00e0m, s\u1eeda ch\u1eefa nh\u00e0 \u1edf t\u1ea1i c\u00e1c v\u00f9ng th\u01b0\u1eddng xuy\u00ean ng\u1eadp l\u0169 \u0110BSCL<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba vay ti\u1ec1n (KfW)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cho vay \u0111\u1ec3 chi tr\u1ea3 l\u01b0\u01a1ng ng\u1eebng vi\u1ec7c, l\u01b0\u01a1ng ph\u1ee5c h\u1ed3i s\u1ea3n xu\u1ea5t<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng n\u00e0o \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i?<\/span><\/h2>\n<figure id=\"attachment_3691\" aria-describedby=\"caption-attachment-3691\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3691\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2021\/12\/vay-von-ngan-hang-chinh-sach-xa-hoi-2.jpg\" alt=\"Nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng n\u00e0o \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch?\" width=\"600\" height=\"377\" title=\"\"><figcaption id=\"caption-attachment-3691\" class=\"wp-caption-text\">Nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng n\u00e0o \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch 2021?<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n t\u1ea1i, ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i ch\u1ec9 cho ph\u00e9p m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng c\u1ee5 th\u1ec3 <a href=\"https:\/\/vaynhanhonline.com.vn\/vay-tien-online\/\">vay ti\u1ec1n<\/a>. \u0110\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng ch\u00ednh l\u00e0 nh\u1eefng c\u00e1 nh\u00e2n, gia \u0111\u00ecnh c\u00f3 ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n. Nh\u1eefng gia \u0111\u00ecnh n\u1eb1m trong di\u1ec7n Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i. C\u1ee5\u00a0 th\u1ec3 c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn nh\u01b0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng gia \u0111i\u0300nh co\u0301 hoa\u0300n ca\u0309nh kinh t\u1ebf kho\u0301 kh\u0103n, n\u1eb1m trong di\u1ec7n h\u00f4\u0323 nghe\u0300o, h\u1ed9 c\u00e2\u0323n nghe\u0300o, nh\u1eefng gia \u0111i\u0300nh co\u0301 ng\u01b0\u01a1\u0300i b\u1ecb m\u00e2\u0301t s\u01b0\u0301c lao \u0111\u00f4\u0323ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c gia \u0111i\u0300nh co\u0301 con em theo ho\u0323c cao \u0111\u0103\u0309ng, \u0111\u1ea1i h\u1ecdc<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng ng\u01b0\u1eddi \u0111\u0103ng k\u00fd vay ti\u1ec1n \u0111i xu\u00e2\u0301t kh\u00e2\u0309u lao \u0111\u00f4\u0323ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ca\u0301c gia \u0111i\u0300nh la\u0300 d\u00e2n t\u00f4\u0323c thi\u00ea\u0309u s\u00f4\u0301 \u00edt ng\u01b0\u1eddi<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c h\u00f4\u0323 gia \u0111i\u0300nh co\u0301 ng\u01b0\u01a1\u0300i nhi\u00ea\u0303m HIV v\u00e0 ng\u01b0\u1eddi sau cai nghi\u00ea\u0323n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng gia \u0111i\u0300nh ho\u1ea1t \u0111\u1ed9ng sa\u0309n xu\u00e2\u0301t kinh doanh ta\u0323i ca\u0301c vu\u0300ng kinh t\u1ebf kho\u0301 kh\u0103n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng vay ti\u1ec1n \u0111\u1ec3 kh\u0103\u0301c phu\u0323c c\u00e1c h\u00e2\u0323u qua\u0309 cu\u0309a ha\u0323n ha\u0301n, thi\u00ean tai g\u00e2y ra<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng ng\u01b0\u01a1\u0300i th\u00e2n, nh\u1eefng gia \u0111i\u0300nh th\u01b0\u01a1ng binh, li\u00ea\u0323t si\u0303 v\u00e0 ng\u01b0\u01a1\u0300i co\u0301 c\u00f4ng v\u01a1\u0301i ca\u0301ch ma\u0323ng.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u0110\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i 2022 c\u1ea7n \u0111\u00e1p \u1ee9ng nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec?\u00a0<\/span><\/h2>\n<figure id=\"attachment_3694\" aria-describedby=\"caption-attachment-3694\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3694 size-full\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2021\/12\/vay-von-ngan-hang-chinh-sach-xa-hoi-5.jpg\" alt=\"vay v\u1ed1n ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i\" width=\"600\" height=\"337\" title=\"\"><figcaption id=\"caption-attachment-3694\" class=\"wp-caption-text\">\u0110\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i 2022 c\u1ea7n \u0111\u00e1p \u1ee9ng nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec?<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng n\u1eb1m trong danh s\u00e1ch \u0111\u01b0\u1ee3c ph\u00e9p vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch c\u0169ng c\u1ea7n ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n ng\u00e2n h\u00e0ng \u0111\u1ec1 ra. C\u00e1c \u0111i\u1ec1u ki\u1ec7n ng\u01b0\u1eddi vay ti\u1ec1n c\u1ea7n \u0111\u00e1p \u1ee9ng nh\u01b0 l\u00e0:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u00f4\u0301i v\u01a1\u0301i c\u00e1c gia \u0111i\u0300nh thu\u1ed9c di\u1ec7n chi\u0301nh sa\u0301ch \u0111\u0103ng k\u00fd vay v\u00f4\u0301n, c\u00e2\u0300n \u0111a\u0301p \u01b0\u0301ng c\u00e1c y\u00eau c\u00e2\u0300u d\u01b0\u01a1\u0301i \u0111\u00e2y:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gia \u0111\u00ecnh ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn n\u1eb1m trong di\u00ea\u0323n gia \u0111i\u0300nh chi\u0301nh sa\u0301ch nh\u01b0: Gia \u0111\u00ecnh h\u1ed9 nghe\u0300o, h\u00f4\u0323 c\u00e2\u0323n nghe\u0300o, gia \u0111i\u0300nh th\u01b0\u01a1ng binh, b\u1ec7nh binh, li\u00ea\u0323t s\u0129&#8230;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i ph\u1ea3i co\u0301 mu\u0323c \u0111i\u0301ch s\u1eed d\u1ee5ng ti\u1ec1n ch\u00ednh \u0111\u00e1ng v\u00e0o c\u00e1c c\u00f4ng vi\u1ec7c nh\u01b0: Vay v\u00f4\u0301n sa\u0309n xu\u00e2\u0301t, vay v\u00f4\u0301n c\u1ea3i t\u1ea1o nh\u00e0, x\u00e2y nh\u00e0\u2026<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0110\u00f4\u0301i v\u01a1\u0301i kh\u00e1ch h\u00e0ng vay l\u00e0 ho\u0323c sinh, sinh vi\u00ean <strong>\u0111\u0103ng k\u00fd vay v\u00f4\u0301n ta\u0323i ng\u00e2n ha\u0300ng Chi\u0301nh sa\u0301ch x\u00e3 h\u1ed9i<\/strong> c\u1ea7n \u0111\u00e1p \u01b0\u0301ng m\u1ed9t s\u1ed1 c\u00e1c \u0111i\u00ea\u0300u ki\u00ea\u0323n sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ho\u0323c sinh, sinh vi\u00ean ph\u1ea3i \u0111ang sinh s\u1ed1ng trong h\u00f4\u0323 gia \u0111i\u0300nh v\u00e0 ph\u1ea3i c\u01b0 tru\u0301 h\u01a1\u0323p pha\u0301p ta\u0323i \u0111i\u0323a ph\u01b0\u01a1ng. Ng\u01b0\u1eddi vay ph\u1ea3i \u0111a\u0301p \u01b0\u0301ng \u0111\u1ea7y \u0111u\u0309 ca\u0301c ti\u00eau chu\u00e2\u0309n quy \u0111i\u0323nh v\u00ea\u0300 \u0111\u00f4\u0301i t\u01b0\u01a1\u0323ng \u0111\u01b0\u01a1\u0323c vay v\u00f4\u0301n \u01a1\u0309 tr\u00ean.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi sinh vi\u00ean n\u0103m nh\u00e2\u0301t c\u1ea7n pha\u0309i co\u0301 gi\u00e2\u0301y ba\u0301o tru\u0301ng tuy\u00ea\u0309n c\u1ee7a c\u00e1c tr\u01b0\u1eddng cao \u0111\u1eb3ng, \u0111\u1ea1i h\u1ecdc va\u0300 gi\u1ea5y xa\u0301c nh\u00e2\u0323n nh\u00e2\u0323p ho\u0323c khi \u0111\u0103ng k\u00fd vay ti\u1ec1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u00f4\u0301i v\u01a1\u0301i nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 sinh vi\u00ean n\u0103m 2 tr\u01a1\u0309 \u0111i, khi vay ti\u1ec1n c\u00e2\u0300n co\u0301 gi\u1ea5y xa\u0301c th\u01b0\u0323c cu\u0309a nha\u0300 tr\u01b0\u01a1\u0300ng\u00a0 ch\u1ee9ng minh vi\u00ea\u0323c sinh vi\u00ean hi\u1ec7n \u0111ang theo ho\u0323c ta\u0323i tr\u01b0\u01a1\u0300ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sinh vi\u00ean \u0111\u0103ng l\u00fd vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i kh\u00f4ng \u0111\u01b0\u1ee3c vi pha\u0323m pha\u0301p lu\u00e2\u0323t v\u00e0 kh\u00f4ng co\u0301 ti\u00ea\u0300n a\u0301n ti\u00ea\u0300n s\u01b0\u0323.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch cung c\u1ea5p c\u00e1c g\u00f3i vay v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 bao nhi\u00eau?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i hi\u1ec7n c\u00f3 nhi\u1ec1u m\u1ee9c l\u00e3i su\u1ea5t cho t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng kh\u00e1c nhau. V\u1eady l\u00e3i su\u1ea5t c\u1ee7a t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng ng\u01b0\u1eddi vay c\u1ee5 th\u1ec3 l\u00e0 bao nhi\u00eau? C\u00f9ng xem chi ti\u1ebft d\u01b0\u1edbi b\u1ea3ng sau:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>\u0110\u00f4\u0301i t\u01b0\u01a1\u0323ng cho vay<\/b><\/td>\n<td><b>La\u0303i su\u00e2\u0301t cho vay<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi h\u00f4\u0323 nghe\u0300o<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,6%\/n\u0103m<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi ho\u0323c sinh, sinh vi\u00ean vay v\u00f4\u0301n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,6%\/n\u0103m<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi h\u00f4\u0323 c\u00e2\u0323n nghe\u0300o<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,92%\/n\u0103m<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cho vay kh\u0103\u0301c phu\u0323c h\u00e2\u0323u qua\u0309 thi\u00ean tai<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,8%\/n\u0103m<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0110\u00f4\u0301i v\u1edbi \u0111\u1ed1i t\u01b0\u01a1\u0323ng vay la\u0300 d\u00e2n t\u00f4\u0323c thi\u00ea\u0309u s\u00f4\u0301<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,3%\/n\u0103m<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cho vay sa\u0309n xu\u00e2\u0301t kinh doanh ta\u0323i vu\u0300ng kho\u0301 kh\u0103n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9,0%\/n\u0103m<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">H\u01b0\u1edbng d\u1eabn chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c \u0111\u1ec3 vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i m\u1edbi nh\u1ea5t<\/span><\/h2>\n<figure id=\"attachment_3692\" aria-describedby=\"caption-attachment-3692\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3692\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2021\/12\/vay-von-ngan-hang-chinh-sach-xa-hoi-3.jpg\" alt=\"h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c \u0111\u1ec3 vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i 2021\" width=\"600\" height=\"315\" title=\"\"><figcaption id=\"caption-attachment-3692\" class=\"wp-caption-text\">H\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c \u0111\u1ec3 vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i 2021<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">\u0110\u00ea\u0309 \u0111\u0103ng k\u00fd vay v\u00f4\u0301n t\u1ea1i ng\u00e2n ha\u0300ng Chi\u0301nh sa\u0301ch x\u00e3 h\u1ed9i 2021, kh\u00e1ch h\u00e0ng vay v\u00f4\u0301n c\u00e2\u0300n chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 m\u1ed9t s\u1ed1 lo\u1ea1i h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay theo m\u1eabu c\u1ee7a ng\u00e2n h\u00e0ng<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u00e2\u0301y c\u00f4ng nh\u00e2\u0323n h\u00f4\u0323 nghe\u0300o, h\u00f4\u0323 c\u00e2\u0323n nghe\u0300o, gia \u0111i\u0300nh chi\u0301nh sa\u0301ch<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sinh vi\u00ean vay v\u00f4\u0301n ng\u00e2n h\u00e0ng c\u00e2\u0300n ph\u1ea3i c\u00f3 gi\u00e2\u0301y ba\u0301o nh\u00e2\u0323p ho\u0323c tr\u01b0\u01a1\u0300ng \u0110a\u0323i ho\u0323c, cao \u0111\u0103\u0309ng sinh vi\u00ean \u0111ang theo ho\u0323c.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Sau khi chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c. Kh\u00e1ch h\u00e0ng n\u1ed9p h\u1ed3 s\u01a1 cho nh\u00e2n vi\u00ean ph\u1ee5 tr\u00e1ch c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 ti\u1ebfn h\u00e0nh th\u1ea9m \u0111\u1ecbnh, x\u00e9t duy\u1ec7t. Nh\u1eefng h\u1ed3 s\u01a1 \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh, h\u1ed3 s\u01a1 vay ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c duy\u1ec7t. Kho\u1ea3n vay s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n, chuy\u1ec3n v\u1ec1 t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<h2>Th\u00f4ng tin ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i:<\/h2>\n<p>Ng\u00e2n H\u00e0ng Ch\u00ednh S\u00e1ch X\u00e3 H\u1ed9i<\/p>\n<p>\u0110\u1ecba ch\u1ec9: S\u1ed1 169, Ph\u1ed1 Linh \u0110\u01b0\u1eddng, Ho\u00e0ng Li\u1ec7t, Ho\u00e0ng Mai, H\u00e0 N\u1ed9i.<br \/>\n\u0110i\u1ec7n tho\u1ea1i: 00-84-24-36417184<br \/>\nFax: 00-84-24-36417194<br \/>\nWebsite: <a href=\"https:\/\/vbsp.org.vn\/\" rel=\"nofollow noopener\" target=\"_blank\">vbsp.org.vn<\/a><\/p>\n<h2><span style=\"font-weight: 400;\">K\u1ebft lu\u1eadn<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin chi ti\u1ebft v\u1ec1 vi\u1ec7c <strong>vay v\u1ed1n ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i<\/strong> n\u0103m 2021. Mong r\u1eb1ng, nh\u1eefng chia s\u1ebb c\u1ee5 th\u1ec3 c\u1ee7a ch\u00fang t\u00f4i tr\u00ean \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ecdc n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec1u ki\u1ec7n, m\u1ee9c l\u00e3i su\u1ea5t v\u00e0 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch.<\/span><\/p>\n<p>&gt;&gt;&gt; <a href=\"https:\/\/vaynhanhonline.com.vn\/ho-so-vay-von-ngan-hang-quan-doi\/\">H\u1ed3 S\u01a1 Vay V\u1ed1n Ng\u00e2n H\u00e0ng Qu\u00e2n \u0110\u1ed9i [MB Bank]<\/a><\/p>\n<p>&gt;&gt;&gt; <a href=\"https:\/\/vaynhanhonline.com.vn\/vay-the-chap-so-do\/\">Vay Th\u1ebf Ch\u1ea5p S\u1ed5 \u0110\u1ecf Ng\u00e2n H\u00e0ng N\u00e0o Uy T\u00edn<\/a><\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;3684&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;4&quot;,&quot;greet&quot;:&quot;B\\u00ecnh Ch\\u1ecdn post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 b\\u00ecnh ch\\u1ecdn)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;H\\u1ed3 S\\u01a1 Vay V\\u1ed1n Ng\\u00e2n H\\u00e0ng Ch\\u00ednh S\\u00e1ch X\\u00e3 H\\u1ed9i [ \\u0110i\\u1ec1u Ki\\u1ec7n &amp; H\\u01b0\\u1edbng D\\u1eabn ]&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">B\u00ecnh Ch\u1ecdn post<\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i l\u00e0 ng\u00e2n h\u00e0ng ch\u1ec9 d\u00e0nh ri\u00eang cho m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng nh\u1ea5t \u0111\u1ecbnh. Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, h\u00e3y c\u00f9ng vaynhanhonline.com.vn t\u00ecm hi\u1ec3u chi ti\u1ebft c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, m\u1ee9c l\u00e3i su\u1ea5t v\u00e0 nh\u1eefng h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng [&#8230;]\n","protected":false},"author":2,"featured_media":3693,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[],"_links":{"self":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/3684"}],"collection":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/comments?post=3684"}],"version-history":[{"count":0,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/3684\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media\/3693"}],"wp:attachment":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media?parent=3684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/categories?post=3684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/tags?post=3684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}