{"id":4471,"date":"2023-09-14T21:23:00","date_gmt":"2023-09-14T14:23:00","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=4471"},"modified":"2024-03-16T01:16:11","modified_gmt":"2024-03-15T18:16:11","slug":"cac-loai-the-ngan-hang","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/cac-loai-the-ngan-hang\/","title":{"rendered":"Th\u00f4ng Tin C\u00e1c Lo\u1ea1i Th\u1ebb Ng\u00e2n H\u00e0ng Hi\u1ec7n Hay C\u1eadp Nh\u1eadt M\u1edbi"},"content":{"rendered":"

L\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3 thanh to\u00e1n, r\u00fat ti\u1ec1n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i. Th\u1ebb ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u00f4 c\u00f9ng th\u00f4ng d\u1ee5ng trong \u0111\u1eddi s\u1ed1ng hi\u1ec7n nay. H\u1ea7u nh\u01b0 m\u1ed7i ng\u01b0\u1eddi \u0111\u1ec1u s\u1edf h\u1eefu cho m\u00ecnh t\u1eeb m\u1ed9t \u0111\u1ebfn v\u00e0i chi\u1ebfc th\u1ebb v\u1edbi c\u00e1c c\u00f4ng n\u0103ng kh\u00e1c nhau. Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, b\u1ea1n \u0111\u1ecdc h\u00e3y c\u00f9ng v\u1edbi vaynhanhonline.com.vn t\u00ecm hi\u1ec3u th\u00f4ng tin chi ti\u1ebft v\u1ec1 c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng<\/strong> \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh.<\/span><\/i><\/p>\n

Th\u1ebb ng\u00e2n h\u00e0ng l\u00e0 g\u00ec?<\/span><\/h2>\n
\"C\u00e1c
Th\u1ebb ng\u00e2n h\u00e0ng l\u00e0 g\u00ec?<\/span><\/figcaption><\/figure>\n

Th\u1ebb ng\u00e2n h\u00e0ng l\u00e0 nh\u1eefng lo\u1ea1i th\u1ebb \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng<\/a>\u00a0\u0111\u1ec3 thu\u1eadn ti\u1ec7n cho kh\u00e1ch h\u00e0ng trong vi\u1ec7c mua s\u1eafm, r\u00fat ti\u1ec1n v\u00e0 thanh to\u00e1n online.<\/span><\/p>\n

Th\u1ebb ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 gi\u00fap ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t. H\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c nhi\u1ec1u r\u1ee7i ro cho kh\u00e1ch h\u00e0ng khi ph\u1ea3i c\u1ea7m nhi\u1ec1u ti\u1ec1n m\u1eb7t trong ng\u01b0\u1eddi v\u00e0 g\u1eafn li\u1ec1n v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a khoa h\u1ecdc, c\u00f4ng ngh\u1ec7 fintech<\/a>.<\/span><\/p>\n

>>> C\u00e1ch M\u1edf Th\u1ebb Ng\u00e2n H\u00e0ng Online T\u1ea1i Nh\u00e0 Mi\u1ec5n Ph\u00ed<\/a><\/p>\n

C\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng n\u00e0o \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh v\u00e0 s\u1eed d\u1ee5ng hi\u1ec7n nay?<\/span><\/h2>\n

C\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng<\/strong><\/em> ph\u1ed5 bi\u1ebfn hi\u1ec7n nay l\u00e0: Th\u1ebb t\u00edn d\u1ee5ng<\/a>, th\u1ebb ghi n\u1ee3<\/a> v\u00e0 th\u1ebb tr\u1ea3 tr\u01b0\u1edbc<\/a>. M\u1ed7i lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 m\u1ed9t c\u00f4ng n\u0103ng v\u00e0 \u0111\u1eb7c \u0111i\u1ec3m kh\u00e1c nhau. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin chi ti\u1ebft v\u1ec1 t\u1eebng lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng.<\/span><\/p>\n

Th\u1ebb ghi n\u1ee3<\/span><\/h3>\n
\"C\u00e1c
Th\u1ebb ghi n\u1ee3<\/figcaption><\/figure>\n

Th\u1ebb ghi n\u1ee3 l\u00e0 (Debit Card) lo\u1ea1i th\u1ebb \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng c\u1ea5p khi kh\u00e1ch h\u00e0ng m\u1edf t\u00e0i kho\u1ea3n t\u1ea1i ng\u00e2n h\u00e0ng. Ng\u01b0\u1eddi s\u1edf h\u1eefu th\u1ebb ghi n\u1ee3 c\u00f3 th\u1ec3 d\u00f9ng th\u1ebb \u0111\u1ec3 thanh to\u00e1n h\u00f3a \u0111\u01a1n, r\u00fat ti\u1ec1n v\u1edbi h\u1ea1n m\u1ee9c b\u1eb1ng v\u1edbi s\u1ed1 ti\u1ec1n c\u00f3 trong t\u00e0i kho\u1ea3n.<\/span><\/p>\n

Hi\u1ec3u \u0111\u01a1n gi\u1ea3n h\u01a1n l\u00e0, trong t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 bao nhi\u00eau th\u00ec ch\u1ec9 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1ea5y nhi\u00eau. Kh\u00f4ng th\u1ec3 v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n trong t\u00e0i kho\u1ea3n.<\/span><\/p>\n

M\u1ed9t s\u1ed1 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a th\u1ebb ghi n\u1ee3<\/span><\/h4>\n
    \n
  • L\u00e0 lo\u1ea1i th\u1ebb m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng c\u1ea7n ch\u1ee9ng minh thu nh\u1eadp v\u1eabn c\u00f3 th\u1ec3 m\u1edf<\/span><\/li>\n
  • C\u00f3 th\u1ec3 d\u00f9ng th\u1ebb ghi n\u1ee3 \u0111\u1ec3 r\u00fat ti\u1ec1n, chuy\u1ec3n ti\u1ec1n, ti\u1ebft ki\u1ec7m, thanh to\u00e1n\u2026<\/span><\/li>\n
  • Chi ph\u00ed giao d\u1ecbch khi d\u00f9ng th\u1ebb ghi n\u1ee3 kh\u00e1 th\u1ea5p<\/span><\/li>\n<\/ul>\n

    Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc\u00a0<\/span><\/h3>\n
    \"C\u00e1c
    Th\u1ebb tr\u1ebb tr\u01b0\u1edbc<\/figcaption><\/figure>\n

    Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc l\u00e0 lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng c\u1ea7n m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c. \u0110\u00e2y l\u00e0 lo\u1ea1i th\u1ebb m\u00e0 ng\u01b0\u1eddi s\u1eed h\u1eefu n\u1ea1p v\u00e0o th\u1ebb bao nhi\u00eau ti\u1ec1n th\u00ec ch\u1ec9 s\u1eed d\u1ee5ng \u0111\u01b0\u1ee3c b\u1ea5y nhi\u00eau.<\/span><\/p>\n

    M\u1ed9t s\u1ed1 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a th\u1ebb ng\u00e2n h\u00e0ng<\/span><\/h4>\n
      \n
    • C\u00f3 th\u1ec3 s\u1eed d\u1ee5ng th\u1ebb tr\u1ea3 tr\u01b0\u1edbc \u0111\u1ec3 thanh to\u00e1n h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed<\/span><\/li>\n
    • Ngo\u00e0i ra, lo\u1ea1i th\u1ebb n\u00e0y c\u0169ng c\u00f3 th\u1ec3 d\u00f9ng \u0111\u1ec3 l\u00e0m qu\u00e0 t\u1eb7ng\u00a0<\/span><\/li>\n<\/ul>\n

      Th\u1ebb t\u00edn d\u1ee5ng<\/span><\/h3>\n
      \"C\u00e1c
      Th\u1ebb t\u00edn d\u1ee5ng<\/figcaption><\/figure>\n

      Th\u1ebb t\u00edn d\u1ee5ng (Credit Card) l\u00e0 lo\u1ea1i th\u1ebb m\u00e0 ng\u01b0\u1eddi s\u1edf h\u1eefu c\u00f3 th\u1ec3 d\u00f9ng \u0111\u1ec3 thanh to\u00e1n tr\u01b0\u1edbc sau \u0111\u00f3 tr\u1ea3 l\u1ea1i ti\u1ec1n cho ng\u00e2n h\u00e0ng khi \u0111\u1ebfn th\u1eddi h\u1ea1n. H\u1ea1n m\u1ee9c chi ti\u00eau c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng s\u1ebd t\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi m\u1edf th\u1ebb.<\/span><\/p>\n

      Th\u1ebb t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n h\u00f3a \u0111\u01a1n, mua s\u1eafm ho\u1eb7c r\u00fat ti\u1ec1n.<\/span><\/p>\n

      M\u1ed9t s\u1ed1 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng<\/span><\/h4>\n
        \n
      • Ng\u01b0\u1eddi s\u1edf h\u1eefu th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed l\u00e3i su\u1ea5t trong v\u00f2ng 45 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y thanh to\u00e1n. Khi thanh to\u00e1n tr\u1ec5 h\u1ea1n, v\u01b0\u1ee3t qu\u00e1 45 ng\u00e0y, kho\u1ea3n vay c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd b\u1ecb t\u00ednh l\u00e3i su\u1ea5t kh\u00e1 cao.<\/span><\/li>\n
      • Kh\u00e1ch h\u00e0ng mu\u1ed1n m\u1edf th\u1ebb ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c thu nh\u1eadp<\/span><\/li>\n
      • Th\u01b0\u1eddng xuy\u00ean nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i, gi\u1ea3m gi\u00e1<\/span><\/li>\n
      • Th\u1ebb t\u00edn d\u1ee5ng kh\u00f4ng th\u1ec3 d\u00f9ng \u0111\u1ec3 chuy\u1ec3n kho\u1ea3n<\/span><\/li>\n<\/ul>\n

        Ph\u00e2n bi\u1ec7t c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng<\/span><\/h2>\n
        \"Ph\u00e2n
        Ph\u00e2n bi\u1ec7t c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng<\/figcaption><\/figure>\n

        C\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 chia th\u00e0nh nhi\u1ec1u lo\u1ea1i d\u1ef1a v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 ch\u00ednh th\u01b0\u1eddng d\u00f9ng \u0111\u1ec3 ph\u00e2n bi\u1ec7t c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng hi\u1ec7n nay.<\/span><\/p>\n

        Ph\u00e2n bi\u1ec7t theo ph\u1ea1m vi s\u1eed d\u1ee5ng<\/span><\/h3>\n

        D\u1ef1a v\u00e0o ph\u1ea1m vi s\u1eed d\u1ee5ng, th\u1ebb ghi n\u1ee3 s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n l\u00e0m hai lo\u1ea1i l\u00e0 th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba v\u00e0 th\u1ebb ghi n\u1ee3 qu\u1ed1c t\u1ebf.<\/span><\/p>\n

        Th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba<\/span><\/h4>\n

        L\u00e0 lo\u1ea1i th\u1ebb ch\u1ec9 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 chi ti\u00eau, thanh to\u00e1n ho\u1eb7c r\u00fat ti\u1ec1n trong n\u01b0\u1edbc. Chi ph\u00ed khi s\u1eed d\u1ee5ng lo\u1ea1i th\u1ebb n\u00e0y t\u01b0\u01a1ng \u0111\u1ed1i r\u1ebb.<\/span><\/p>\n

        Th\u1ebb ghi n\u1ee3 qu\u1ed1c t\u1ebf<\/span><\/h4>\n

        L\u00e0 lo\u1ea1i th\u1ebb m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n, r\u00fat ti\u1ec1n v\u00e0 mua s\u1eafm t\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia, v\u00f9ng l\u00e3nh th\u1ed5 tr\u00ean th\u1ebf gi\u1edbi.<\/span><\/p>\n

        V\u1edbi r\u1ea5t nhi\u1ec1u ti\u1ec7n \u00edch mang l\u1ea1i cho ng\u01b0\u1eddi d\u00f9ng. K\u00e8m theo \u0111\u00f3 c\u0169ng l\u00e0 m\u1ed9t m\u1ee9c chi ph\u00ed d\u1ecbch v\u1ee5 kh\u00e1 cao khi kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng th\u1ebb ghi n\u1ee3 qu\u1ed1c t\u1ebf.<\/span><\/p>\n

        Ph\u00e2n bi\u1ec7t theo h\u1ea1n m\u1ee9c c\u1ee7a th\u1ebb<\/span><\/h3>\n

        D\u1ef1a v\u00e0o h\u1ea1n m\u1ee9c c\u1ee7a th\u1ebb, c\u00f3 th\u1ec3 chia th\u1ebb t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng th\u00e0nh m\u1ed9t s\u1ed1 lo\u1ea1i nh\u01b0 sau:\u00a0<\/span><\/p>\n

          \n
        • Th\u1ebb ng\u00e2n h\u00e0ng h\u1ea1ng chu\u1ea9n(Classic): C\u00f3 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1eeb 10 – 50 tri\u1ec7u<\/span><\/li>\n
        • Th\u1ebb ng\u00e2n h\u00e0ng h\u1ea1ng v\u00e0ng (Gold): C\u00f3 h\u1ea1n m\u1ee9c tr\u00ean 50 tri\u1ec7u<\/span><\/li>\n
        • Th\u1ebb ng\u00e2n h\u00e0ng h\u1ea1ng b\u1ea1ch kim (Platinum): C\u00f3 h\u1ea1n m\u1ee9c l\u00ean \u0111\u1ebfn 100 tri\u1ec7u t\u00f9y v\u00e0o thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi s\u1eed s\u1edf h\u1eefu th\u1ebb<\/span><\/li>\n<\/ul>\n

          K\u1ebft lu\u1eadn<\/span><\/h2>\n
          \"C\u00e1c
          C\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng<\/figcaption><\/figure>\n

          Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin chi ti\u1ebft v\u1ec1 c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng<\/em> th\u00f4ng d\u1ee5ng trong \u0111\u1eddi s\u1ed1ng hi\u1ec7n nay. Mong r\u1eb1ng, nh\u1eefng chia s\u1ebb c\u1ee5 th\u1ec3 c\u1ee7a ch\u00fang t\u00f4i tr\u00ean \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ecdc hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u00e1t h\u00e0nh v\u00e0 ch\u1ecdn \u0111\u01b0\u1ee3c cho m\u00ecnh lo\u1ea1i th\u1ebb ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u s\u1eed d\u1ee5ng.<\/span><\/p>\n\n\n

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          <\/div>\n <\/div>\n <\/div>\n<\/div>\n \n\n
          \n B\u00ecnh Ch\u1ecdn post<\/span>\n <\/div>\n <\/div>\n","protected":false},"excerpt":{"rendered":"

          L\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3 thanh to\u00e1n, r\u00fat ti\u1ec1n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i. Th\u1ebb ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u00f4 c\u00f9ng th\u00f4ng d\u1ee5ng trong \u0111\u1eddi s\u1ed1ng hi\u1ec7n nay. H\u1ea7u nh\u01b0 m\u1ed7i ng\u01b0\u1eddi \u0111\u1ec1u s\u1edf h\u1eefu cho m\u00ecnh t\u1eeb m\u1ed9t \u0111\u1ebfn v\u00e0i chi\u1ebfc th\u1ebb v\u1edbi c\u00e1c c\u00f4ng n\u0103ng kh\u00e1c nhau. Trong b\u00e0i […]\n","protected":false},"author":2,"featured_media":4482,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"_links":{"self":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/4471"}],"collection":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/comments?post=4471"}],"version-history":[{"count":0,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/4471\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media\/4482"}],"wp:attachment":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media?parent=4471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/categories?post=4471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/tags?post=4471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}