{"id":4835,"date":"2024-02-22T11:22:18","date_gmt":"2024-02-22T04:22:18","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=4835"},"modified":"2024-02-22T11:33:12","modified_gmt":"2024-02-22T04:33:12","slug":"bao-hiem-khoan-vay-la-gi","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/bao-hiem-khoan-vay-la-gi\/","title":{"rendered":"B\u1ea3o Hi\u1ec3m Kho\u1ea3n Vay L\u00e0 G\u00ec? C\u00f3 B\u1eaft Bu\u1ed9c Mua B\u1ea3o Hi\u1ec3m G\u00f3i Vay Kh\u00f4ng?"},"content":{"rendered":"<p><i><span style=\"font-weight: 400;\">Khi \u0111\u0103ng k\u00fd vay ti\u1ec1n theo h\u00ecnh th\u1ee9c t\u00edn ch\u1ea5p t\u1ea1i c\u00e1c \u0111\u01a1n v\u1ecb cho vay. Ng\u01b0\u1eddi vay th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 b\u1ea3o hi\u1ec3m kho\u1ea3n vay. M\u1eb7c d\u00f9 v\u1eady, kh\u00f4ng ph\u1ea3i ng\u01b0\u1eddi vay n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n r\u00f5 r\u00e0ng v\u00e0 c\u1ee5 th\u1ec3 v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y. Vi\u1ec7c kh\u00f4ng \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n r\u00f5 r\u00e0ng v\u1ec1 b\u1ea3o hi\u1ec3m kho\u1ea3n vay v\u00e0 vai tr\u00f2 khi mua b\u1ea3o hi\u1ec3m cho c\u00e1c kho\u1ea3n vay \u0111\u00f4i khi s\u1ebd d\u1eabn \u0111\u1ebfn c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh kh\u00f4ng \u0111\u00e1ng c\u00f3. Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, b\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 c\u00f9ng vaynhanhonline t\u00ecm hi\u1ec3u chi ti\u1ebft v\u1ec1 <strong>b\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec<\/strong> v\u00e0 c\u00f3 nh\u1ea5t thi\u1ebft ph\u1ea3i mua b\u1ea3o hi\u1ec3m cho c\u00e1c g\u00f3i vay c\u1ee7a m\u00ecnh hay <\/span><\/i><span style=\"font-weight: 400;\"><em>kh\u00f4ng<\/em>.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec?<\/span><\/h2>\n<figure id=\"attachment_4839\" aria-describedby=\"caption-attachment-4839\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4839\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/03\/bao-hiem-khoan-vay-la-gi-4.jpg\" alt=\"B\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec?\" width=\"600\" height=\"321\" title=\"\"><figcaption id=\"caption-attachment-4839\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec?<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m kho\u1ea3n vay g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c cung c\u1ea5p v\u1edbi m\u1ee5c \u0111\u00edch \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n <a href=\"https:\/\/vaynhanhonline.com.vn\/vay-von\/\">vay v\u1ed1n<\/a> c\u1ee7a kh\u00e1ch h\u00e0ng v\u1eabn chi tr\u1ea3 \u0111\u00fang th\u1eddi h\u1ea1n khi kh\u00e1ch h\u00e0ng l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 v\u00ec m\u1ed9t l\u00fd do b\u1ea5t kh\u1ea3 kh\u00e1ng n\u00e0o \u0111\u00f3.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u1ee5 th\u1ec3, n\u1ebfu trong th\u1eddi gian thanh to\u00e1n kho\u1ea3n n\u1ee3, kh\u00e1ch h\u00e0ng b\u1ea5t ng\u1edd x\u1ea3y ra c\u00e1c s\u1ef1 c\u1ed1 ngo\u00e0i \u00fd mu\u1ed1n. C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 \u0111\u01a1n v\u1ecb \u0111\u1ee9ng ra tr\u1ea3 n\u1ee3 thay cho kh\u00e1ch h\u00e0ng cho \u0111\u1ebfn khi ho\u00e0n t\u1ea5t to\u00e1n xong ti\u1ec1n n\u1ee3.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng, b\u1ea3o hi\u1ec3m kho\u1ea3n vay ch\u1ec9 \u00e1p d\u1ee5ng cho c\u00e1c h\u1ee3p \u0111\u1ed3ng vay ti\u1ec1n theo h\u00ecnh th\u1ee9c t\u00edn ch\u1ea5p l\u00e0 ch\u1ee7 y\u1ebfu.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Mua b\u1ea3o hi\u1ec3m kho\u1ea3n vay c\u00f3 l\u1ee3i \u00edch g\u00ec?<\/span><\/h2>\n<figure id=\"attachment_4836\" aria-describedby=\"caption-attachment-4836\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4836\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/03\/bao-hiem-khoan-vay-la-gi-1.jpg\" alt=\"b\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec\" width=\"600\" height=\"336\" title=\"\"><figcaption id=\"caption-attachment-4836\" class=\"wp-caption-text\">Mua b\u1ea3o hi\u1ec3m kho\u1ea3n vay c\u00f3 l\u1ee3i \u00edch g\u00ec?<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Khi kh\u00e1ch h\u00e0ng vay ti\u1ec1n v\u00e0 mua b\u1ea3o hi\u1ec3m cho kho\u1ea3n vay s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c kh\u00e1 nhi\u1ec1u l\u1ee3i \u00edch c\u1ee7a d\u1ecbch v\u1ee5 n\u00e0y mang l\u1ea1i.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ea7u ti\u00ean l\u00e0 h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro cho ng\u00e2n h\u00e0ng khi x\u00e9t duy\u1ec7t cho kh\u00e1ch h\u00e0ng <a href=\"https:\/\/vaynhanhonline.com.vn\/vay-tin-chap\/\">vay t\u00edn ch\u1ea5p<\/a><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ti\u1ebfp theo, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 to\u00e0n b\u1ed9 kho\u1ea3n n\u1ee3 cho kh\u00e1ch h\u00e0ng khi x\u1ea3y ra v\u1ea5n \u0111\u1ec1 g\u00ec \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi vay trong qu\u00e1 tr\u00ecnh thanh to\u00e1n n\u1ee3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khi mua b\u1ea3o hi\u1ec3m cho g\u00f3i vay, \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng t\u0103ng cao. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 c\u00e1c \u0111\u01a1n v\u1ecb cho vay x\u00e9t duy\u1ec7t h\u1ed3 s\u01a1 vay ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Kh\u00e1ch h\u00e0ng c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m g\u00f3i vay kh\u00f4ng?<\/span><\/h2>\n<figure id=\"attachment_4838\" aria-describedby=\"caption-attachment-4838\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4838\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/03\/bao-hiem-khoan-vay-la-gi-3.jpg\" alt=\"B\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec? c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng\" width=\"600\" height=\"375\" title=\"\"><figcaption id=\"caption-attachment-4838\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m kho\u1ea3n vay c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Theo quy \u0111\u1ecbnh t\u1ea1i Quy\u1ebft \u0111\u1ecbnh s\u1ed1 <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Tien-te-Ngan-hang\/Quyet-dinh-1627-2001-QD-NHNN-Quy-che-cho-vay-cua-to-chuc-tin-dung-doi-voi-khach-hang-7333.aspx\" rel=\"nofollow noopener\" target=\"_blank\">1627\/2001\/Q\u0110-NHNN<\/a> \u0111\u01b0a ra v\u00e0o ng\u00e0y 31\/12\/2001 \u0111\u01b0\u1ee3c ban h\u00e0nh b\u1edfi Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam. Quy \u0111\u1ecbnh n\u00eau r\u00f5, kh\u00f4ng b\u1eaft bu\u1ed9c ng\u01b0\u1eddi <a href=\"https:\/\/vaynhanhonline.com.vn\/vay-tien-online\/\">vay ti\u1ec1n<\/a> ph\u1ea3i mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn kho\u1ea3n ti\u1ec1n \u0111\u0103ng k\u00fd vay.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady, vi\u1ec7c quy\u1ebft \u0111\u1ecbnh c\u00f3 mua b\u1ea3o hi\u1ec3m kho\u1ea3n vay hay kh\u00f4ng l\u00e0 ph\u1ee5 thu\u1ed9c ho\u00e0n to\u00e0n v\u00e0o kh\u00e1ch h\u00e0ng tr\u00ean tinh th\u1ea7n t\u1ef1 nguy\u1ec7n. Ng\u01b0\u1eddi \u0111\u0103ng k\u00fd vay ti\u1ec1n c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o \u0111i\u1ec1u ki\u1ec7n kinh t\u1ebf c\u1ee7a b\u1ea3n th\u00e2n, kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Chi ph\u00ed c\u1ee7a b\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 bao nhi\u00eau?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">H\u1ea7u h\u1ebft c\u00e1c \u0111\u01a1n v\u1ecb cho vay ti\u1ec1n theo h\u00ecnh th\u1ee9c t\u00edn ch\u1ea5p tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay \u0111\u1ec1u \u00e1p d\u1ee5ng m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m kho\u1ea3n vay dao \u0111\u1ed9ng t\u1eeb 5% &#8211; 6%\/s\u1ed1 ti\u1ec1n vay.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, m\u1ed7i \u0111\u01a1n v\u1ecb cho vay s\u1ebd c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch nh\u1ecf. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o, kh\u00e1ch h\u00e0ng khi c\u00f3 nhu c\u1ea7u vay ti\u1ec1n t\u1ea1i \u0111\u01a1n v\u1ecb n\u00e0o th\u00ec n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 th\u00f4ng tin, n\u1eafm r\u00f5 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 bao nhi\u00eau tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh c\u00f3 mua b\u1ea3o hi\u1ec3m kho\u1ea3n vay hay kh\u00f4ng.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh chi ph\u00ed b\u1ea3o hi\u1ec3m g\u00f3i vay<\/span><\/h2>\n<figure id=\"attachment_4840\" aria-describedby=\"caption-attachment-4840\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4840\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/03\/bao-hiem-khoan-vay-la-gi-5.jpg\" alt=\"C\u00e1ch t\u00ednh chi ph\u00ed b\u1ea3o hi\u1ec3m g\u00f3i vay\" width=\"600\" height=\"337\" title=\"\"><figcaption id=\"caption-attachment-4840\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh chi ph\u00ed b\u1ea3o hi\u1ec3m g\u00f3i vay<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh chi ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c g\u00f3i vay kh\u00e1ch h\u00e0ng mu\u1ed1n \u0111\u0103ng k\u00fd vay kh\u00e1 \u0111\u01a1n gi\u1ea3n. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tham kh\u1ea3o c\u00e1ch t\u00ednh sau:<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Ph\u00ed b\u1ea3o hi\u1ec3m kho\u1ea3n vay = S\u1ed1 ti\u1ec1n vay x m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ed d\u1ee5: Kh\u00e1ch h\u00e0ng c\u1ea7n vay 100 tri\u1ec7u, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m cho c\u00e1c g\u00f3i vay l\u00e0 5%. Nh\u01b0 v\u1eady, ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 sau:<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">100.000.000 x 5% = 5.000.000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1eady, ph\u00ed b\u1ea3o hi\u1ec3m cho g\u00f3i vay 100 tri\u1ec7u \u0111\u1ed3ng c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd l\u00e0 5 tri\u1ec7u.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">K\u1ebft lu\u1eadn<\/span><\/h2>\n<figure id=\"attachment_4837\" aria-describedby=\"caption-attachment-4837\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4837\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/03\/bao-hiem-khoan-vay-la-gi-2.jpg\" alt=\"b\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec\" width=\"600\" height=\"291\" title=\"\"><figcaption id=\"caption-attachment-4837\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">V\u1edbi nh\u1eefng th\u00f4ng tin chi ti\u1ebft ch\u00fang t\u00f4i v\u1eeba chia s\u1ebb \u1edf tr\u00ean. Mong r\u1eb1ng, b\u1ea1n \u0111\u1ecdc \u0111ang t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m kho\u1ea3n vay s\u1ebd c\u00f3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u00e1n cho c\u00e2u h\u1ecfi \u201c<strong>b\u1ea3o hi\u1ec3m kho\u1ea3n vay l\u00e0 g\u00ec<\/strong>\u201d. C\u00f3 th\u00eam m\u1ed9t s\u1ed1 th\u00f4ng tin chi ti\u1ebft v\u1ec1 l\u1ee3i \u00edch khi mua b\u1ea3o hi\u1ec3m cho g\u00f3i vay, b\u1ea3o hi\u1ec3m cho kho\u1ea3n vay c\u00f3 th\u1eadt s\u1ef1 b\u1eaft bu\u1ed9c hay kh\u00f4ng v\u00e0 c\u00e1ch \u0111\u1ec3 t\u00ednh chi ph\u00ed b\u1ea3o hi\u1ec3m cho kho\u1ea3n ti\u1ec1n s\u1ebd vay t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, <a href=\"https:\/\/vaynhanhonline.com.vn\/top-ngan-hang-lon-nhat-viet-nam\/\">ng\u00e2n h\u00e0ng<\/a>.<\/span><\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;4835&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;4&quot;,&quot;greet&quot;:&quot;B\\u00ecnh Ch\\u1ecdn post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 b\\u00ecnh ch\\u1ecdn)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;B\\u1ea3o Hi\\u1ec3m Kho\\u1ea3n Vay L\\u00e0 G\\u00ec? C\\u00f3 B\\u1eaft Bu\\u1ed9c Mua B\\u1ea3o Hi\\u1ec3m G\\u00f3i Vay Kh\\u00f4ng?&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">B\u00ecnh Ch\u1ecdn post<\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Khi \u0111\u0103ng k\u00fd vay ti\u1ec1n theo h\u00ecnh th\u1ee9c t\u00edn ch\u1ea5p t\u1ea1i c\u00e1c \u0111\u01a1n v\u1ecb cho vay. Ng\u01b0\u1eddi vay th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 b\u1ea3o hi\u1ec3m kho\u1ea3n vay. M\u1eb7c d\u00f9 v\u1eady, kh\u00f4ng ph\u1ea3i ng\u01b0\u1eddi vay n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n r\u00f5 r\u00e0ng v\u00e0 c\u1ee5 th\u1ec3 v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y. Vi\u1ec7c kh\u00f4ng \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n r\u00f5 r\u00e0ng [&#8230;]\n","protected":false},"author":2,"featured_media":4836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/4835"}],"collection":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/comments?post=4835"}],"version-history":[{"count":0,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/4835\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media\/4836"}],"wp:attachment":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media?parent=4835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/categories?post=4835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/tags?post=4835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}