{"id":5181,"date":"2024-02-22T11:07:53","date_gmt":"2024-02-22T04:07:53","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=5181"},"modified":"2024-02-22T11:33:30","modified_gmt":"2024-02-22T04:33:30","slug":"quan-ly-tai-chinh-ca-nhan","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/quan-ly-tai-chinh-ca-nhan\/","title":{"rendered":"Nh\u1eefng C\u00e1ch Qu\u1ea3n L\u00fd T\u00e0i Ch\u00ednh C\u00e1 Nh\u00e2n N\u00ean Bi\u1ebft C\u00e0ng S\u1edbm C\u00e0ng T\u1ed1t"},"content":{"rendered":"<p><i><span style=\"font-weight: 400;\"><strong>Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng k\u1ef9 n\u0103ng quan tr\u1ecdng m\u00e0 b\u1ea5t k\u1ef3 ai c\u0169ng n\u00ean t\u00ecm hi\u1ec3u v\u00e0 \u00e1p d\u1ee5ng. Vi\u1ec7c qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c ngu\u1ed3n thu nh\u1eadp v\u00e0 c\u00e1c kho\u1ea3n chi s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd trong cu\u1ed9c s\u1ed1ng. Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, h\u00e3y c\u00f9ng ch\u00fang t\u00f4i t\u00ecm hi\u1ec3u chi ti\u1ebft v\u1ec1 v\u1ea5n \u0111\u1ec1 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 nh\u1eefng c\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n b\u1ea1n n\u00ean bi\u1ebft v\u00e0 \u00e1p d\u1ee5ng \u0111\u1ec3 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea3n th\u00e2n.<\/span><\/i><\/p>\n<h2><span style=\"font-weight: 400;\">Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 g\u00ec?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c ngu\u1ed3n thu nh\u1eadp c\u1ee7a b\u1ea3n th\u00e2n, ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c nh\u1eefng kho\u1ea3n chi s\u1eed d\u1ee5ng v\u00e0o nhi\u1ec1u m\u1ee5c \u0111\u00edch kh\u00e1c nhau. Vi\u1ec7c qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n s\u1ebd gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c cu\u1ed9c s\u1ed1ng t\u1ed1t h\u01a1n, h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i v\u00e0 s\u1eed d\u1ee5ng \u0111\u1ed3ng ti\u1ec1n c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">T\u1ea1i sao c\u1ea7n ph\u1ea3i qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n?\u00a0\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n mang \u0111\u1ebfn r\u1ea5t nhi\u1ec1u l\u1ee3i \u00edch. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 l\u1ee3i \u00edch c\u1ee5 th\u1ec3 khi b\u1ea1n qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c ngu\u1ed3n t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n:<\/span><\/p>\n<figure id=\"attachment_5191\" aria-describedby=\"caption-attachment-5191\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5191\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-4.jpg\" alt=\"Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n\" width=\"600\" height=\"391\" title=\"\"><figcaption id=\"caption-attachment-5191\" class=\"wp-caption-text\">T\u1ea1i sao ph\u1ea3i qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/figcaption><\/figure>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea1n s\u1ebd n\u1eafm r\u00f5 \u0111\u01b0\u1ee3c d\u00f2ng ti\u1ec1n c\u1ee7a b\u1ea3n th\u00e2n\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c ngu\u1ed3n t\u00e0i ch\u00ednh lu\u00f4n \u1ed5n \u0111\u1ecbnh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u1ec5 d\u00e0ng \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng m\u1ee5c ti\u00eau \u0111\u1ec1 ra nh\u1edd qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c \u0111\u00fang c\u00e1ch<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng \u0111\u01b0\u1ee3c ngu\u1ed3n t\u00e0i ch\u00ednh trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c vi\u1ec7c chi ti\u00eau v\u00e0 h\u1ea1n ch\u1ebf n\u1ee3 n\u1ea7n, <a href=\"https:\/\/vaynhanhonline.com.vn\/cach-kiem-tra-thong-tin-ca-nhan-cua-minh-co-bi-danh-cap-de-vay-no-hay-khong\/\">vay n\u1ee3<\/a><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u01b0\u1ee3ng t\u00e0i s\u1ea3n t\u00edch c\u00f3p \u0111\u01b0\u1ee3c s\u1ebd gia t\u0103ng \u0111\u00e1ng k\u1ec3 khi qu\u1ea3n l\u00fd \u0111\u00fang c\u00e1ch<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1eeb vi\u1ec7c qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n, ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng \u0111\u01b0\u1ee3c n\u00e2ng cao.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Nh\u1eefng c\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n cho hi\u1ec7u qu\u1ea3 cao \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi \u00e1p d\u1ee5ng<\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/vaynhanhonline.com.vn\/\">Vay Online Nhanh<\/a> \u0111\u00e3 t\u00ecm hi\u1ec3u v\u00e0 t\u1ed5ng h\u1ee3p \u0111\u01b0\u1ee3c l\u1ea1i c\u00e1c <strong>c\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3<\/strong>, \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi \u00e1p d\u1ee5ng v\u00e0 \u0111\u00e1nh gi\u00e1 cao hi\u1ec7n nay:\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">C\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 6 chi\u1ebfc l\u1ecd<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi quy t\u1eafc qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n n\u00e0y, b\u1ea1n c\u1ea7n chia ngu\u1ed3n thu nh\u1eadp c\u1ee7a m\u00ecnh th\u00e0nh 6 l\u1ecd.( <strong>Quy t\u1eafc 6 l\u1ecd<\/strong> ) Chi ti\u1ebft c\u1ee7a m\u1ed7i l\u1ecd t\u00e0i ch\u00ednh nh\u01b0 sau:\u00a0<\/span><\/p>\n<figure id=\"attachment_5188\" aria-describedby=\"caption-attachment-5188\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5188\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-1.jpg\" alt=\"C\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 6 chi\u1ebfc l\u1ecd\" width=\"600\" height=\"432\" title=\"\" srcset=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-1.jpg 600w, https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-1-556x400.jpg 556w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-5188\" class=\"wp-caption-text\">C\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 6 chi\u1ebfc l\u1ecd<\/figcaption><\/figure>\n<h4><span style=\"font-weight: 400;\"><strong>L\u1ecd 1<\/strong> &#8211; 55% thu nh\u1eadp: L\u00e0 l\u1ecd d\u00f9ng cho c\u00e1c nhu c\u1ea7u chi ti\u00eau thi\u1ebft y\u1ebfu\u00a0<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 l\u1ecd c\u00f3 s\u1ed1 ti\u1ec1n l\u1edbn nh\u1ea5t \u0111\u1ec3 s\u1eed d\u1ee5ng cho c\u00e1c nhu c\u1ea7u thi\u1ebft y\u1ebfu nh\u01b0: Ti\u1ec1n nh\u00e0, \u0103n u\u1ed1ng, \u0111i l\u1ea1i, c\u00e1c sinh ho\u1ea1t h\u00e0ng ng\u00e0y.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang d\u00f9ng qu\u00e1 55% thu nh\u1eadp c\u1ee7a m\u00ecnh v\u00e0o kho\u1ea3n n\u00e0y, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc, \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i chi ti\u00eau cho h\u1ee3p l\u00fd.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\"><strong>L\u1ecd 2<\/strong> &#8211; 10% thu nh\u1eadp: Kho\u1ea3n ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 s\u1ed1 ti\u1ec1n ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n \u0111\u1ec3 s\u1eed d\u1ee5ng v\u00e0o nh\u1eefng m\u1ee5c \u0111\u00edch l\u1edbn nh\u01b0: Mua nh\u00e0, mua xe hay kinh doanh\u2026 \u0110\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c b\u01b0\u1edbc n\u00e0y th\u00e0nh c\u00f4ng, b\u1ea1n n\u00ean tr\u00edch ngay khi v\u1eeba nh\u1eadn \u0111\u01b0\u1ee3c l\u01b0\u01a1ng \u0111\u1ec3 tr\u00e1nh b\u1ecb hao h\u1ee5t.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\"><strong>L\u1ecd 3<\/strong> &#8211; 10% thu nh\u1eadp: Kho\u1ea3n \u0111\u1ea7u t\u01b0 cho gi\u00e1o d\u1ee5c<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u1ea7u t\u01b0 cho tr\u00ed tu\u1ec7 c\u1ee7a b\u1ea3n th\u00e2n ch\u01b0a bao gi\u1edd l\u00e0 \u0111\u1ee7. Vi\u1ec7c h\u1ecdc h\u1ecfi, n\u00e2ng cao gi\u00e1 tr\u1ecb b\u1ea3n th\u00e2n l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 c\u1ea3i thi\u1ec7n ngu\u1ed3n thu nh\u1eadp v\u00e0 c\u00f3 th\u00eam nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u1ec3 th\u0103ng ti\u1ebfn trong c\u00f4ng vi\u1ec7c.\u00a0<\/span><\/p>\n<h4><span style=\"font-weight: 400;\"><strong>L\u1ecd 4<\/strong> &#8211; 10% thu nh\u1eadp: Kho\u1ea3n d\u00e0nh cho c\u00e1c nhu c\u1ea7u h\u01b0\u1edfng th\u1ee5<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">10% t\u1ed5ng thu nh\u1eadp trong l\u1ecd n\u00e0y s\u1ebd ph\u1ee5c v\u1ee5 cho c\u00e1c nhu c\u1ea7u h\u01b0\u1edfng th\u1ee5 c\u1ee7a b\u1ea3n th\u00e2n nh\u01b0: Du l\u1ecbch, mua s\u1eafm, l\u00e0m \u0111\u1eb9p ch\u0103m s\u00f3c b\u1ea3n th\u00e2n\u2026<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 ph\u1ea7n th\u01b0\u1edfng cho s\u1ef1 c\u1ed1 g\u1eafng, v\u00e0 c\u0169ng l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 th\u00fac \u0111\u1ea9y b\u1ea3n th\u00e2n ho\u00e0n th\u00e0nh c\u00e1c m\u1ee5c ti\u00eau kh\u00e1c \u0111\u00e3 \u0111\u1ec1 ra.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\"><strong>L\u1ecd 5<\/strong> &#8211; 10% thu nh\u1eadp: Kho\u1ea3n \u0111\u1ea7u t\u01b0 ti\u1ebft ki\u1ec7m<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 kho\u1ea3n ti\u1ec1n m\u00e0 b\u1ea1n n\u00ean d\u00f9ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 sinh l\u1eddi b\u1eb1ng nhi\u1ec1u h\u00ecnh th\u1ee9c kh\u00e1c nhau. Vi\u1ec7c t\u1ea1o ra \u0111\u01b0\u1ee3c nhi\u1ec1u ngu\u1ed3n thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng thay v\u00ec m\u1ed9t ngu\u1ed3n thu ch\u00ednh s\u1ebd gi\u00fap b\u1ea1n nhanh ch\u00f3ng \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng m\u1ee5c ti\u00eau l\u1edbn \u0111\u00e3 \u0111\u1eb7t ra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 kho\u1ea3n ti\u1ec1n ch\u1ec9 d\u00f9ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0, <a href=\"https:\/\/vaynhanhonline.com.vn\/nen-gui-tiet-kiem-ngan-hang-nao\/\">g\u1eedi ti\u1ebft ki\u1ec7m<\/a>. V\u00ec v\u1eady n\u00ean b\u1ea1n tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\"><strong>L\u1ecd 6<\/strong> &#8211; 5% thu nh\u1eadp: Kho\u1ea3n t\u1eeb thi\u1ec7n<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n trong l\u1ecd n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 l\u00e0m t\u1eeb thi\u1ec7n, gi\u00fap \u0111\u1ee1 b\u1ea1n b\u00e8, ng\u01b0\u1eddi th\u00e2n\u2026 Tuy nhi\u00ean, \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp kh\u00f4ng qu\u00e1 cao, c\u00f3 th\u1ec3 gi\u1ea3m s\u1ed1 ti\u1ec1n n\u00e0y xu\u1ed1ng \u1edf m\u1ee9c ph\u00f9 h\u1ee3p.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">C\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 50\/30\/20<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c<strong> qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 50\/30\/20<\/strong> \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u1ee5 th\u1ec3 nh\u01b0 sau:\u00a0<\/span><\/p>\n<figure id=\"attachment_5189\" aria-describedby=\"caption-attachment-5189\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5189\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-2.jpg\" alt=\"C\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 50\/30\/20\" width=\"600\" height=\"375\" title=\"\"><figcaption id=\"caption-attachment-5189\" class=\"wp-caption-text\">C\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n theo quy t\u1eafc 50\/30\/20<\/figcaption><\/figure>\n<h4><strong>50% thu nh\u1eadp d\u00e0nh cho c\u00e1c kho\u1ea3n chi ti\u00eau b\u1eaft bu\u1ed9c<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">C\u00e1c kho\u1ea3n chi ti\u00eau b\u1eaft bu\u1ed9c g\u1ed3m c\u00f3: Ti\u1ec1n \u0103n u\u1ed1ng, ti\u1ec1n tr\u1ecd, ti\u1ec1n \u0111i\u1ec7n n\u01b0\u1edbc, x\u0103ng xe, li\u00ean l\u1ea1c\u2026l\u00e0 nh\u1eefng nhu c\u1ea7u thi\u1ebft y\u1ebfu kh\u00f4ng th\u1ec3 thi\u1ebfu trong cu\u1ed9c s\u1ed1ng. \u0110\u00e2y l\u00e0 kho\u1ea3n m\u00e0 b\u1ea1n c\u1ea7n tr\u00edch ra \u0111\u1ea7u ti\u00ean ngay sau khi nh\u1eadn l\u01b0\u01a1ng.<\/span><\/p>\n<h4><strong>30% thu nh\u1eadp d\u00e0nh cho c\u00e1c chi ph\u00ed linh ho\u1ea1t\u00a0<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">C\u00e1c chi ph\u00ed linh ho\u1ea1t trong cu\u1ed9c s\u1ed1ng c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn nh\u01b0: Chi ph\u00ed cho vi\u1ec7c mua s\u1eafm, gi\u1ea3i tr\u00ed, g\u1eb7p g\u1ee1 b\u1ea1n b\u00e8, \u0111\u1ea7u t\u01b0 cho c\u00e1c kh\u00f3a h\u1ecdc, c\u00e1c kho\u1ea3n \u0111\u00e1m ti\u1ec7c\u2026 M\u1eb7c d\u00f9 chi\u1ebfm 30% thu nh\u1eadp, tuy nhi\u00ean b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 thay \u0111\u1ed5i v\u00e0 h\u1ea1n ch\u1ebf kho\u1ea3n n\u00e0y xu\u1ed1ng m\u1ee9c th\u1ea5p nh\u1ea5t n\u1ebfu \u0111\u01b0\u1ee3c.<\/span><\/p>\n<h4><strong>20% thu nh\u1eadp d\u00e0nh cho vi\u1ec7c ti\u1ebft ki\u1ec7m, t\u00edch l\u0169y<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 kho\u1ea3n ti\u1ec1n m\u00e0 b\u1ea1n s\u1ebd d\u00e0nh \u0111\u1ec3 ti\u1ebft ki\u1ec7m ho\u1eb7c \u0111\u1ea7u t\u01b0 sinh l\u1eddi \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng c\u00e1c tr\u01b0\u1eddng h\u1ee3p r\u1ee7i ro t\u00e0i ch\u00ednh v\u1ec1 sau. S\u1ed1 ti\u1ec1n n\u00e0y b\u1ea1n c\u00f3 th\u1ec3 thay \u0111\u1ed5i \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi thu nh\u1eadp c\u1ee7a b\u1ea3n th\u00e2n.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 sai l\u1ea7m c\u00f3 th\u1ec3 m\u1eafc ph\u1ea3i khi \u00e1p d\u1ee5ng quy t\u1eafc qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi \u00e1p d\u1ee5ng c\u00e1c quy t\u1eafc qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. Nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i 1 s\u1ed1 sai l\u1ea7m nh\u01b0 sau:\u00a0<\/span><\/p>\n<figure id=\"attachment_5190\" aria-describedby=\"caption-attachment-5190\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5190\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-3.jpg\" alt=\"qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n\" width=\"600\" height=\"400\" title=\"\"><figcaption id=\"caption-attachment-5190\" class=\"wp-caption-text\">Sai l\u1ea7m khi qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/figcaption><\/figure>\n<h3><span style=\"font-weight: 400;\">Kh\u00f4ng theo d\u00f5i s\u00e1t sao t\u00ecnh tr\u1ea1ng c\u00e1c kho\u1ea3n thu &#8211; chi<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c kh\u00f4ng theo d\u00f5i th\u01b0\u1eddng xuy\u00ean c\u00e1c kho\u1ea3n thu v\u00e0 chi s\u1ebd khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c ngu\u1ed3n ti\u1ec1n c\u1ee7a m\u00ecnh \u0111\u00e3 s\u1eed d\u1ee5ng v\u00e0o \u0111\u00e2u. \u0110\u00e2y l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh khi\u1ebfn vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng th\u00e0nh c\u00f4ng.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">B\u1ecb n\u1ee3 x\u1ea5u khi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Th\u1ebb t\u00edn d\u1ee5ng l\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111\u01a1n gi\u1ea3n, ti\u1ec7n l\u1ee3i v\u00e0 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi \u01b0a d\u00f9ng. \u0110\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi tr\u1ebb. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, khi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n s\u1ebd khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi kh\u00f3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c nhu c\u1ea7u mua s\u1eafm c\u1ee7a b\u1ea3n th\u00e2n, vung tay qu\u00e1 tr\u00e1n. \u0110\u00e2y l\u00e0 l\u00fd do ch\u00ednh g\u00e2y ph\u00e1t sinh c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u th\u1ebb t\u00edn d\u1ee5ng. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady, \u0111\u1ec3 k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u00f3 hi\u1ec7u qu\u1ea3, b\u1ea1n c\u1ea7n h\u1ea1n ch\u1ebf vi\u1ec7c l\u1ea1m d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0o vi\u1ec7c chi ti\u00eau.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ch\u1ec9 c\u00f3 duy nh\u1ea5t m\u1ed9t ngu\u1ed3n thu nh\u1eadp<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c ch\u1ec9 c\u00f3 m\u1ed9t ngu\u1ed3n thu nh\u1eadp duy nh\u1ea5t khi\u1ebfn t\u1ef7 l\u1ec7 r\u1ee7i ro v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n t\u0103ng cao. V\u00ed d\u1ee5, n\u1ebfu m\u1ea5t \u0111i ngu\u1ed3n thu nh\u1eadp duy nh\u1ea5t \u0111\u00f3, cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n s\u1ebd b\u1ecb t\u00e1c \u0111\u1ed9ng nghi\u00eam tr\u1ecdng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady, \u0111\u1ec3 tr\u00e1nh t\u1ed1i \u0111a r\u1ee7i ro c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i, b\u1ea1n n\u00ean t\u1ea1o ra nhi\u1ec1u ngu\u1ed3n thu nh\u1eadp kh\u00e1c nhau.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Chi ti\u00eau kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c chi ti\u00eau kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch v\u00e0o nh\u1eefng nhu c\u1ea7u kh\u00f4ng c\u1ea7n thi\u1ebft l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n ch\u00ednh khi\u1ebfn k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n th\u1ea5t b\u1ea1i. V\u00ec v\u1eady, b\u1ea1n c\u1ea7n nh\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng v\u1ec1 nhu c\u1ea7u s\u1eed d\u1ee5ng tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua s\u1eafm b\u1ea5t k\u1ef3 m\u00f3n \u0111\u1ed3 n\u00e0o.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">K\u1ebft lu\u1eadn<\/span><\/h2>\n<figure id=\"attachment_5192\" aria-describedby=\"caption-attachment-5192\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5192\" src=\"https:\/\/vaynhanhonline.com.vn\/wp-content\/uploads\/2022\/04\/quan-ly-tai-chinh-ca-nhan-5.jpg\" alt=\"qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n\" width=\"600\" height=\"363\" title=\"\"><figcaption id=\"caption-attachment-5192\" class=\"wp-caption-text\">Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 th\u00f4ng tin chi ti\u1ebft v\u1ec1 l\u1ee3i \u00edch c\u1ee7a vi\u1ec7c <strong>qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/strong>. M\u1ed9t s\u1ed1 c\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n b\u1ea1n \u0111\u1ecdc n\u00ean bi\u1ebft c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t. V\u00e0 nh\u1eefng sai l\u1ea7m n\u00ean tr\u00e1nh khi \u00e1p d\u1ee5ng c\u00e1c quy t\u1eafc qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh. Mong r\u1eb1ng nh\u1eefng chia s\u1ebb c\u1ee7a vaynhanhonline.com.vn \u0111\u00e3 mang \u0111\u1ebfn cho b\u1ea1n \u0111\u1ecdc nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch.<\/span><\/p>\n<p>&gt;&gt;&gt; <a href=\"https:\/\/vaynhanhonline.com.vn\/can-tien-gap-phai-lam-sao\/\">C\u1ea7n Ti\u1ec1n G\u1ea5p Ph\u1ea3i L\u00e0m Sao? 5+ C\u00e1ch Gi\u1ea3i Quy\u1ebft G\u1ea5p<\/a><\/p>\n<p>&gt;&gt;&gt; <a href=\"https:\/\/vaynhanhonline.com.vn\/cach-doi-pho-voi-app-vay-tien\/\">C\u00e1ch \u0110\u1ed1i Ph\u00f3 V\u1edbi App Vay Ti\u1ec1n Khi B\u1ecb Kh\u1ee7ng B\u1ed1 \u0110\u00f2i N\u1ee3\u00a0<\/a><\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;5181&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;4&quot;,&quot;greet&quot;:&quot;B\\u00ecnh Ch\\u1ecdn post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 b\\u00ecnh ch\\u1ecdn)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Nh\\u1eefng C\\u00e1ch Qu\\u1ea3n L\\u00fd T\\u00e0i Ch\\u00ednh C\\u00e1 Nh\\u00e2n N\\u00ean Bi\\u1ebft C\\u00e0ng S\\u1edbm C\\u00e0ng T\\u1ed1t&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">B\u00ecnh Ch\u1ecdn post<\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t trong nh\u1eefng k\u1ef9 n\u0103ng quan tr\u1ecdng m\u00e0 b\u1ea5t k\u1ef3 ai c\u0169ng n\u00ean t\u00ecm hi\u1ec3u v\u00e0 \u00e1p d\u1ee5ng. Vi\u1ec7c qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c ngu\u1ed3n thu nh\u1eadp v\u00e0 c\u00e1c kho\u1ea3n chi s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd trong cu\u1ed9c s\u1ed1ng. Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, h\u00e3y [&#8230;]\n","protected":false},"author":2,"featured_media":5189,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/5181"}],"collection":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/comments?post=5181"}],"version-history":[{"count":0,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/posts\/5181\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media\/5189"}],"wp:attachment":[{"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/media?parent=5181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/categories?post=5181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vaynhanhonline.com.vn\/wp-json\/wp\/v2\/tags?post=5181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}