H\u1ea1n m\u1ee9c vay<\/span><\/h3>\nV\u1edbi g\u00f3i vay ti\u00eau d\u00f9ng Agribank cung c\u1ea5p, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd vay v\u1edbi s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 30 tri\u1ec7u \u0111\u1ed3ng. Tuy nhi\u00ean, h\u1ea1n m\u1ee9c vay n\u00e0y c\u0169ng c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y v\u00e0o m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 kh\u00e1c nh\u01b0: Kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh ho\u1eb7c l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi vay.<\/span><\/p>\nL\u00e3i su\u1ea5t<\/span><\/h3>\nM\u1ee9c l\u00e3i su\u1ea5t khi kh\u00e1ch h\u00e0ng \u0111\u0103ng k\u00fd vay theo g\u00f3i vay ti\u00eau d\u00f9ng t\u1ea1i ng\u00e2n h\u00e0ng Agribank s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo quy \u0111\u1ecbnh c\u1ee7a t\u1eebng k\u1ef3. M\u1ee9c l\u00e3i su\u1ea5t c\u1ee5 th\u1ec3 khi vay ti\u00eau d\u00f9ng c\u1ee7a Agribank trong n\u0103m 2023 l\u00e0 7.5%\/n\u0103m. M\u1ee9c l\u00e3i su\u1ea5t n\u00e0y c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y v\u00e0o th\u1eddi \u0111i\u1ec3m vay ti\u1ec1n v\u00e0 t\u1eebng k\u1ef3 thanh to\u00e1n.<\/span><\/p>\nTh\u1eddi h\u1ea1n vay ti\u1ec1n<\/span><\/h3>\nTheo quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng Agribank, \u0111\u1ed1i v\u1edbi g\u00f3i vay ti\u00eau d\u00f9ng, th\u1eddi h\u1ea1n vay ti\u1ec1n t\u1ed1i \u0111a l\u00e0 12 th\u00e1ng. Sau khi vay ti\u1ec1n, kh\u00e1ch h\u00e0ng n\u00ean thanh to\u00e1n n\u1ee3 tr\u01b0\u1edbc ho\u1eb7c \u0111\u00fang th\u1eddi h\u1ea1n \u0111\u1ec3 tr\u00e1nh c\u00e1c kho\u1ea3n ph\u00ed ph\u00e1t sinh l\u00e0m cho s\u1ed1 n\u1ee3 ph\u1ea3i tr\u1ea3 t\u0103ng cao.<\/span><\/p>\nH\u01b0\u1edbng d\u1eabn quy tr\u00ecnh c\u00e1c b\u01b0\u1edbc \u0111\u0103ng k\u00fd vay ti\u00eau d\u00f9ng t\u1ea1i ng\u00e2n h\u00e0ng Agribank<\/span><\/h2>\nSau khi t\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 g\u00f3i vay ti\u00eau d\u00f9ng c\u1ee7a ng\u00e2n h\u00e0ng Agribank. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ti\u1ebfn h\u00e0nh \u0111\u0103ng k\u00fd vay ti\u1ec1n theo c\u00e1c b\u01b0\u1edbc sau:\u00a0<\/span><\/p>\nH\u01b0\u1edbng d\u1eabn quy tr\u00ecnh c\u00e1c b\u01b0\u1edbc \u0111\u0103ng k\u00fd vay ti\u00eau d\u00f9ng t\u1ea1i ng\u00e2n h\u00e0ng Agribank<\/figcaption><\/figure>\n\n- B\u01b0\u1edbc 1: Kh\u00e1ch h\u00e0ng \u0111\u1ebfn tr\u1ef1c ti\u1ebfp c\u00e1c chi nh\u00e1nh c\u1ee7a ng\u00e2n h\u00e0ng Agribank \u0111\u1ec3 g\u1eb7p nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n. Ho\u1eb7c li\u00ean h\u1ec7 \u0111\u1ebfn t\u1ed5ng \u0111\u00e0i \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 th\u00f4ng tin chi ti\u1ebft v\u1ec1 g\u00f3i vay ti\u00eau d\u00f9ng<\/span><\/li>\n
- B\u01b0\u1edbc 2: Nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng s\u1ebd t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng v\u1ec1 nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd, th\u1ee7 t\u1ee5c c\u1ea7n chu\u1ea9n b\u1ecb, \u0111i\u1ec1u ki\u1ec7n c\u1ea7n \u0111\u00e1p \u1ee9ng khi vay ti\u1ec1n t\u1ea1i Agribank theo g\u00f3i vay ti\u00eau d\u00f9ng.<\/span><\/li>\n
- B\u01b0\u1edbc 3: Kh\u00e1ch h\u00e0ng c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd, th\u1ee7 t\u1ee5c c\u1ea7n thi\u1ebft theo s\u1ef1 t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean. Kh\u00e1ch h\u00e0ng mang h\u1ed3 s\u01a1 \u0111\u00e3 chu\u1ea9n b\u1ecb \u0111\u1ebfn \u0111\u0103ng k\u00fd t\u1ea1i c\u00e1c chi nh\u00e1nh c\u1ee7a Agribank<\/span><\/li>\n
- B\u01b0\u1edbc 4: Nh\u00e2n vi\u00ean s\u1ebd ti\u1ebfp nh\u1eadn h\u1ed3 s\u01a1 \u0111\u0103ng k\u00fd, sau \u0111\u00f3 s\u1ebd ti\u1ebfn h\u00e0nh th\u1ea9m \u0111\u1ecbnh th\u00f4ng tin v\u00e0 x\u00e9t duy\u1ec7t.\u00a0<\/span><\/li>\n
- B\u01b0\u1edbc 5: Nh\u1eefng h\u1ed3 s\u01a1 \u0111\u0103ng k\u00fd vay \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1ebd \u0111\u01b0\u1ee3c duy\u1ec7t cho vay. Kho\u1ea3n vay s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n cho kh\u00e1ch h\u00e0ng sau 2 – 3 ng\u00e0y l\u00e0m vi\u1ec7c.<\/span><\/li>\n<\/ul>\n
Tham kh\u1ea3o m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a m\u1ed9t s\u1ed1 g\u00f3i vay kh\u00e1c t\u1ea1i Agribank<\/span><\/h2>\nB\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 tham kh\u1ea3o m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a c\u00e1c g\u00f3i vay kh\u00e1c \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi ng\u00e2n h\u00e0ng Agribank trong n\u0103m 2023.<\/span><\/p>\n\n\n\nS\u1ea3n ph\u1ea9m<\/b><\/td>\n | L\u00e3i su\u1ea5t (\/n\u0103m)<\/b><\/td>\n<\/tr>\n\nVay x\u00e2y d\u1ef1ng m\u1edbi, s\u1eeda ch\u1eefa, c\u1ea3i t\u1ea1o, n\u00e2ng c\u1ea5p, mua nh\u00e0 \u1edf \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf d\u00e2n c\u01b0<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay ti\u00eau d\u00f9ng (tr\u1ea3 g\u00f3p)<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay c\u1ea7m c\u1ed1 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay theo h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay mua ph\u01b0\u01a1ng ti\u1ec7n \u0111i l\u1ea1i<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay theo h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi h\u1ed9 gia \u0111\u00ecnh s\u1ea3n xu\u1ea5t, kinh doanh quy m\u00f4 nh\u1ecf<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay h\u1ed7 tr\u1ee3 du h\u1ecdc<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay l\u01b0u v\u1ee5 \u0111\u1ed1i v\u1edbi n\u00f4ng d\u00e2n<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay v\u1ed1n ng\u1eafn h\u1ea1n, ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t kinh doanh, d\u1ecbch v\u1ee5<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n\nVay \u0111\u1ea7u t\u01b0 v\u1ed1n c\u1ed1 \u0111\u1ecbnh d\u1ef1 \u00e1n s\u1ea3n xu\u1ea5t kinh doanh<\/span><\/td>\n | 7,50%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nL\u1eddi k\u1ebft<\/span><\/h2>\n | | | | | | | | | | |