\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay ti\u1ec1n th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf t\u1ea1i ng\u00e2n h\u00e0ng Vietcombank<\/span><\/h2>\nT\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng khi cho vay ti\u1ec1n \u0111\u1ec1u \u0111\u01b0a ra c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 y\u00eau c\u1ea7u ng\u01b0\u1eddi vay ph\u1ea3i \u0111\u00e1p \u1ee9ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 c\u00e1c \u0111i\u1ec1u ki\u1ec7n cho vay ng\u00e2n h\u00e0ng Vietcombank \u0111\u01b0a ra:\u00a0<\/span><\/p>\n\u0110i\u1ec1u ki\u1ec7n vay th\u00ea\u0301 ch\u00e2\u0301p s\u00f4\u0309 \u0111o\u0309 Vietcombank<\/figcaption><\/figure>\n\n- Ng\u01b0\u1eddi vay ti\u1ec1n ph\u1ea3i trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 22 tu\u1ed5i – 65 tu\u1ed5i<\/span><\/li>\n
- Kh\u00e1ch h\u00e0ng vay ti\u1ec1n ph\u1ea3i l\u00e0 ng\u01b0\u1eddi Vi\u1ec7t Nam, \u0111ang s\u1ed1ng t\u1ea1i c\u00e1c khu v\u1ef1c c\u00f3 chi nh\u00e1nh, ph\u00f2ng giao d\u1ecbch Vietcombank l\u00e0m vi\u1ec7c<\/span><\/li>\n
- Ng\u01b0\u1eddi vay ti\u1ec1n c\u1ea7n ph\u1ea3i c\u00f3 k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng s\u1ed1 v\u1ed1n h\u1ee3p l\u00fd<\/span><\/li>\n
- Ph\u1ea3i c\u00f3 k\u1ebf ho\u1ea1ch tr\u1ea3 n\u1ee3 chi ti\u1ebft, kh\u1ea3 thi<\/span><\/li>\n
- Ng\u01b0\u1eddi \u0111\u0103ng k\u00fd vay th\u00ea\u0301 ch\u00e2\u0301p s\u00f4\u0309 \u0111o\u0309 Vietcombank ph\u1ea3i c\u00f3 c\u00f4ng vi\u1ec7c l\u00e0m \u1ed5n \u0111\u1ecbnh v\u1edbi m\u1ee9c thu nh\u1eadp \u0111\u1ee7 tr\u1ea3 n\u1ee3<\/span><\/li>\n
- Kh\u00e1ch h\u00e0ng vay th\u1ebf ch\u1ea5p t\u1ea1i Vietcombank ph\u1ea3i c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t<\/span><\/li>\n
- Kh\u00f4ng c\u00f3 n\u1ee3 x\u1ea5u t\u1ea1i ng\u00e2n h\u00e0ng hay t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u00e0o<\/span><\/li>\n<\/ul>\n
Th\u1ee7 t\u1ee5c c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ec3 \u0111\u0103ng k\u00fd vay ti\u1ec1n th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf t\u1ea1i Vietcombank<\/span><\/h2>\n\u0110\u1ec3 \u0111\u0103ng k\u00fd vay ti\u1ec1n theo h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf t\u1ea1i ng\u00e2n h\u00e0ng Vietcombank, ng\u01b0\u1eddi vay c\u1ea7n ph\u1ea3i chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 m\u1ed9t s\u1ed1 lo\u1ea1i gi\u1ea5y t\u1edd, th\u1ee7 t\u1ee5c sau:<\/span><\/p>\nTh\u1ee7 t\u1ee5c \u0110\u0103ng k\u00fd vay th\u00ea\u0301 ch\u00e2\u0301p s\u00f4\u0309 \u0111o\u0309 Vietcombank<\/figcaption><\/figure>\n\n- Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n theo m\u1eabu c\u1ee7a ng\u00e2n h\u00e0ng Vietcombank<\/span><\/li>\n
- C\u00f3 gi\u1ea5y CMND\/th\u1ebb CCCD ho\u1eb7c h\u1ed9 chi\u1ebfu ch\u00ednh ch\u1ee7 c\u00f2n th\u1eddi h\u1ea1n<\/span><\/li>\n
- Ng\u01b0\u1eddi vay ti\u1ec1n ph\u1ea3i c\u00f3 s\u1ed5 h\u1ed9 kh\u1ea9u ho\u1eb7c s\u1ed5 t\u1ea1m tr\u00fa d\u00e0i h\u1ea1n KT3<\/span><\/li>\n
- Gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn t\u00ecnh tr\u1ea1ng h\u00f4n nh\u00e2n c\u1ee7a ng\u01b0\u1eddi vay<\/span><\/li>\n
- C\u00e1c gi\u1ea5y t\u1edd ch\u1ee9ng minh kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh v\u00e0 thu nh\u1eadp nh\u01b0: B\u1ea3ng l\u01b0\u01a1ng, sao k\u00ea ng\u00e2n h\u00e0ng ho\u1eb7c h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng\u00a0<\/span><\/li>\n
- S\u1ed5 \u0111\u1ecf ho\u1eb7c s\u1ed5 h\u1ed3ng ch\u00ednh ch\u1ee7 \u0111\u1ec3 th\u1ebf ch\u1ea5p<\/span><\/li>\n
- M\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c, gi\u1ea5y t\u1edd ng\u00e2n h\u00e0ng y\u00eau c\u1ea7u cung c\u1ea5p trong th\u1eddi gian \u0111\u0103ng k\u00fd vay<\/span><\/li>\n<\/ul>\n
L\u00e3i su\u1ea5t khi vay th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf t\u1ea1i ng\u00e2n h\u00e0ng Vietcombank<\/span><\/h2>\nB\u1ea3ng th\u00f4ng tin l\u00e3i su\u1ea5t chi ti\u1ebft c\u00e1c g\u00f3i vay th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf t\u1ea1i ng\u00e2n h\u00e0ng Vietcombank n\u0103m 2023.<\/span><\/p>\n\n\n\nS\u1ea3n ph\u1ea9m<\/b><\/td>\n | L\u00e3i su\u1ea5t (n\u0103m)<\/b><\/td>\n | Vay t\u1ed1i \u0111a<\/b><\/td>\n | Th\u1eddi h\u1ea1n vay<\/b><\/td>\n<\/tr>\n\nVay mua nh\u00e0<\/span><\/td>\n | T\u1eeb 7.5%<\/span><\/td>\n | 70 % TS\u0110B<\/span><\/td>\n | 15 n\u0103m<\/span><\/td>\n<\/tr>\n\nVay mua xe \u00f4 t\u00f4<\/span><\/td>\n | T\u1eeb 7.5%<\/span><\/td>\n | 80% gi\u00e1 tr\u1ecb xe<\/span><\/td>\n | 5 n\u0103m<\/span><\/td>\n<\/tr>\n\nVay x\u00e2y d\u1ef1ng \u2013 s\u1eeda nh\u00e0<\/span><\/td>\n | 7.5%<\/span><\/td>\n | 70% TS\u0110B<\/span><\/td>\n | 10 n\u0103m<\/span><\/td>\n<\/tr>\n\nVay mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i<\/span><\/td>\n | 5%<\/span><\/td>\n | 80% gi\u00e1 tr\u1ecb<\/span><\/td>\n | 15 n\u0103m<\/span><\/td>\n<\/tr>\n\nVay ti\u00eau d\u00f9ng c\u00e1 nh\u00e2n<\/span><\/td>\n | 7.5%<\/span><\/td>\n | Linh ho\u1ea1t<\/span><\/td>\n | Linh ho\u1ea1t<\/span><\/td>\n<\/tr>\n\nVay kinh doanh<\/span><\/td>\n | 7.5%<\/span><\/td>\n | 90% nhu c\u1ea7u<\/span><\/td>\n | Linh ho\u1ea1t<\/span><\/td>\n<\/tr>\n\nVay c\u1ea7m c\u1ed1 ch\u1ee9ng kho\u00e1n ni\u00eam y\u1ebft<\/span><\/td>\n | 7.5%<\/span><\/td>\n | 3 t\u1ef7<\/span><\/td>\n | Linh ho\u1ea1t<\/span><\/td>\n<\/tr>\n\nVay mua nh\u00e0 d\u1ef1 \u00e1n<\/span><\/td>\n | 7.5%<\/span><\/td>\n | 80% gi\u00e1 tr\u1ecb ng\u00f4i nh\u00e0<\/span><\/td>\n | 20 n\u0103m<\/span><\/td>\n<\/tr>\n\nVay mua nh\u00e0, k\u1ebft h\u1ee3p x\u00e2y s\u1eeda nh\u00e0 cho thu\u00ea<\/span><\/td>\n | 7.5%<\/span><\/td>\n | 70% gi\u00e1 tr\u1ecb TSB\u0110<\/span><\/td>\n | 15 n\u0103m<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n | | | | | | | | | |