Gi\u1ea3i ch\u1ea5p l\u00e0 g\u00ec?<\/figcaption><\/figure>\nCh\u00ednh v\u00ec v\u1eady, gi\u1ea3i ch\u1ea5p ng\u00e2n h\u00e0ng l\u00e0 \u0111i\u1ec1u c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111\u0103ng k\u00fd vay v\u1ed1n b\u1eb1ng h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p.<\/span><\/p>\n\u0110\u1ed1i v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p, khi \u0111\u1ebfn h\u1ea1n thanh to\u00e1n n\u1ee3, ng\u01b0\u1eddi vay kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 c\u1ea3 n\u1ee3 g\u1ed1c l\u1eabn l\u00e3i. Ng\u00e2n h\u00e0ng s\u1ebd ph\u00e1t m\u1ea1i v\u00e0 \u0111\u0103ng b\u00e1n c\u00f4ng khai t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ec3 tr\u1eeb n\u1ee3.<\/span><\/p>\nKhi n\u00e0o c\u1ea7n ph\u1ea3i ti\u1ebfn h\u00e0nh gi\u1ea3i ch\u1ea5p ng\u00e2n h\u00e0ng?<\/span><\/h2>\nNg\u01b0\u1eddi vay v\u1ed1n c\u1ea7n ph\u1ea3i ti\u1ebfn h\u00e0nh gi\u1ea3i ch\u1ea5p ng\u00e2n h\u00e0ng trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:\u00a0<\/span><\/p>\n\n- Kh\u00e1ch h\u00e0ng n\u00ean gi\u1ea3i ch\u1ea5p khi \u0111\u00e3 thanh to\u00e1n h\u1ebft ti\u1ec1n n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i cho ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay.<\/span><\/li>\n
- Khi kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u thay \u0111\u1ed5i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p sang m\u1ed9t lo\u1ea1i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p kh\u00e1c v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u0169.<\/span><\/li>\n
- Khi kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u thanh to\u00e1n ti\u1ec1n n\u1ee3 tr\u01b0\u1edbc th\u1eddi h\u1ea1n v\u00e0 c\u1ea7n r\u00fat t\u00e0i s\u1ea3n \u0111ang th\u1ebf ch\u1ea5p kh\u1ecfi ng\u00e2n h\u00e0ng<\/span><\/li>\n
- Kh\u00e1ch h\u00e0ng mu\u1ed1n gi\u1ea3i ch\u1ea5p \u0111\u1ec3 chuy\u1ec3n sang s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 cho vay c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng kh\u00e1c<\/span><\/li>\n<\/ul>\n
Kh\u00f4ng gi\u1ea3i ch\u1ea5p \u0111\u00fang th\u1eddi h\u1ea1n c\u00f3 sao kh\u00f4ng?\u00a0<\/span><\/h2>\nKhi \u0111\u1ebfn th\u1eddi h\u1ea1n gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng gi\u1ea3i ch\u1ea5p c\u00f3 th\u1ec3 x\u1ea3y ra m\u1ed9t s\u1ed1 r\u1ee7i ro nh\u01b0:\u00a0<\/span><\/p>\n