{"id":8573,"date":"2024-03-15T21:04:45","date_gmt":"2024-03-15T14:04:45","guid":{"rendered":"https:\/\/vaynhanhonline.com.vn\/?p=8573"},"modified":"2024-03-15T13:50:11","modified_gmt":"2024-03-15T06:50:11","slug":"lai-suat-vay-the-chap-ngan-hang","status":"publish","type":"post","link":"https:\/\/vaynhanhonline.com.vn\/lai-suat-vay-the-chap-ngan-hang\/","title":{"rendered":"Top 5 Ng\u00e2n H\u00e0ng Cho Vay Th\u1ebf Ch\u1ea5p L\u00e3i Su\u1ea5t Th\u1ea5p Nh\u1ea5t 2023"},"content":{"rendered":"

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t<\/strong> trong n\u0103m nay? \u0110\u00e2y l\u00e0 c\u00e2u h\u1ecfi m\u00e0 nhi\u1ec1u kh\u00e1ch h\u00e0ng quan t\u00e2m khi c\u00f3 nhu c\u1ea7u vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng. V\u1eady l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t hi\u1ec7n nay? C\u00f9ng \u0111i t\u00ecm c\u00e2u tr\u1ea3 l\u1eddi v\u1edbi vaynhanhonline.com.vn qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9!<\/em><\/p>\n

Th\u1ebf n\u00e0o l\u00e0 l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng<\/h2>\n

Tr\u01b0\u1edbc khi \u0111i v\u00e0o t\u00ecm hi\u1ec3u l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t, ch\u00fang ta c\u00f9ng hi\u1ec3u th\u1ebf n\u00e0o l\u00e0 l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng tr\u01b0\u1edbc nh\u00e9.<\/p>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng cho m\u1ed9t kho\u1ea3n vay n\u00e0o \u0111\u00f3. D\u1ef1a v\u00e0o \u0111\u00f3 m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u00ednh to\u00e1n \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n l\u00e3i m\u00e0 kh\u00e1ch h\u00e0ng c\u1ea7n ph\u1ea3i thanh to\u00e1n m\u1ed7i k\u1ef3 cho ng\u00e2n h\u00e0ng.<\/p>\n

Hi\u1ec7n nay m\u1ee9c l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng th\u01b0\u1eddng dao \u0111\u1ed9ng kho\u1ea3ng t\u1eeb 10% – 14%\/n\u0103m trong th\u1eddi gian \u01b0u \u0111\u00e3i, v\u00e0 t\u1eeb 15% – 16%\/n\u0103m khi h\u1ebft th\u1eddi gian \u01b0u \u0111\u00e3i. K\u1ef3 h\u1ea1n thanh to\u00e1n r\u1ea5t l\u00e2u, t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 25 n\u0103m. M\u1ed7i ng\u00e2n h\u00e0ng s\u1ebd \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t kho\u1ea3n vay kh\u00e1ch nhau. V\u1eady l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t<\/strong> trong n\u0103m 2023? C\u00e2u tr\u1ea3 l\u1eddi s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p ngay sau \u0111\u00e2y.<\/p>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t trong n\u0103m 2023?<\/h2>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t n\u0103m 2023 s\u1ebd \u0111\u01b0\u1ee3c vaynhanhonline c\u1eadp nh\u1eadt chi ti\u1ebft trong b\u1ea3ng l\u00e3i su\u1ea5t d\u01b0\u1edbi \u0111\u00e2y.<\/p>\n

\"L\u00e3i
L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t?<\/figcaption><\/figure>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p mua nh\u00e0<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
Ng\u00e2n h\u00e0ng<\/strong><\/td>\n\u00a0L\u00e3i su\u1ea5t (%)<\/strong><\/td>\nM\u1ee9c vay t\u1ed1i \u0111a<\/strong><\/td>\nTh\u1eddi h\u1ea1n vay t\u1ed1i \u0111a<\/strong><\/td>\n<\/tr>\n
Sacombank<\/td>\n7,5%\/n\u0103m<\/td>\n100% gi\u00e1 tr\u1ecb mua<\/td>\n25 n\u0103m<\/td>\n<\/tr>\n
TPBank<\/td>\n6,4%\/n\u0103m<\/td>\n90% gi\u00e1 tr\u1ecb nh\u00e0<\/td>\n20 n\u0103m<\/td>\n<\/tr>\n
Agribank<\/td>\n7%\/n\u0103m<\/td>\n85% gi\u00e1 tr\u1ecb nh\u00e0<\/td>\n25 n\u0103m<\/td>\n<\/tr>\n
NCB<\/td>\n6,5%\/n\u0103m<\/td>\n90% nhu c\u1ea7u<\/td>\n25 n\u0103m<\/td>\n<\/tr>\n
BIDV<\/td>\n7,2%\/n\u0103m<\/td>\n100% TS\u0110B<\/td>\n20 n\u0103m<\/td>\n<\/tr>\n
Vietcombank<\/td>\n7,5%\/n\u0103m<\/td>\n70 % TS\u0110B<\/td>\n15 n\u0103m<\/td>\n<\/tr>\n
MBBank<\/td>\n7,9%\/n\u0103m<\/td>\n80% nhu c\u1ea7u<\/td>\n20 n\u0103m<\/td>\n<\/tr>\n
VIB<\/td>\n8,3%\/n\u0103m<\/td>\n80% nhu c\u1ea7u<\/td>\n30 n\u0103m<\/td>\n<\/tr>\n
Techcombank<\/td>\n8,29%\/n\u0103m<\/td>\n5 t\u1ef7<\/td>\n20 n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p mua xe<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ng\u00e2n h\u00e0ng<\/strong><\/td>\nL\u00e3i su\u1ea5t (%)<\/strong><\/td>\nM\u1ee9c vay t\u1ed1i \u0111a<\/strong><\/td>\nTh\u1eddi h\u1ea1n vay t\u1ed1i \u0111a<\/strong><\/td>\n<\/tr>\n
PVcombank<\/td>\n7,49%\/n\u0103m<\/td>\n85% gi\u00e1 tr\u1ecb xe<\/td>\n6 n\u0103m<\/td>\n<\/tr>\n
MBBank<\/td>\n6,7%\/n\u0103m<\/td>\n75% gi\u00e1 tr\u1ecb xe<\/td>\n7 n\u0103m<\/td>\n<\/tr>\n
Vietcombank<\/td>\n7,5%\/n\u0103m<\/td>\n100% gi\u00e1 tr\u1ecb xe<\/td>\n5 n\u0103m<\/td>\n<\/tr>\n
Sacombank<\/td>\n7,5%\/n\u0103m<\/td>\n100% nhu c\u1ea7u<\/td>\n10 n\u0103m<\/td>\n<\/tr>\n
ACB<\/td>\n7,5%\/n\u0103m<\/td>\nLinh ho\u1ea1t<\/td>\n84 th\u00e1ng<\/td>\n<\/tr>\n
TPBank<\/td>\n7,1%\/n\u0103m<\/td>\n90% gi\u00e1 tr\u1ecb xe<\/td>\n6 n\u0103m<\/td>\n<\/tr>\n
Agribank<\/td>\n7,5%\/n\u0103m<\/td>\n85% t\u1ed5ng chi ph\u00ed<\/td>\nLinh ho\u1ea1t<\/td>\n<\/tr>\n
Vietinbank<\/td>\n7,7%\/n\u0103m<\/td>\n80% gi\u00e1 tr\u1ecb xe<\/td>\n5 n\u0103m<\/td>\n<\/tr>\n
BIDV<\/td>\n7,3%\/n\u0103m<\/td>\n90% gi\u00e1 tr\u1ecb xe<\/td>\n5 n\u0103m<\/td>\n<\/tr>\n
Techcombank<\/td>\n8,29%\/n\u0103m<\/td>\n80% gi\u00e1 tr\u1ecb xe<\/td>\n7 n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p m\u1ee5c \u0111\u00edch kinh doanh<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ng\u00e2n h\u00e0ng<\/strong><\/td>\n\u00a0L\u00e3i su\u1ea5t (%)<\/strong><\/td>\nM\u1ee9c vay t\u1ed1i \u0111a<\/strong><\/td>\nTh\u1eddi h\u1ea1n vay t\u1ed1i \u0111a<\/strong><\/td>\n<\/tr>\n
Vietinbank<\/td>\n7,7%\/n\u0103m<\/td>\n80% nhu c\u1ea7u<\/td>\n7 n\u0103m<\/td>\n<\/tr>\n
VPBank<\/td>\n7,9%\/n\u0103m<\/td>\n80% gi\u00e1 tr\u1ecb TSB\u0110<\/td>\n10 n\u0103m<\/td>\n<\/tr>\n
BIDV<\/td>\n6%\/n\u0103m<\/span><\/span><\/td>\nLinh ho\u1ea1t<\/span><\/td>\n5 n\u0103m<\/span><\/td>\n<\/tr>\n
Sacombank<\/td>\n6%\/n\u0103m<\/td>\nKh\u00f4ng gi\u1edbi h\u1ea1n<\/td>\nLinh ho\u1ea1t<\/td>\n<\/tr>\n
ABBank<\/td>\n6,9%\/n\u0103m<\/td>\n90% nhu c\u1ea7u<\/td>\n10 n\u0103m<\/td>\n<\/tr>\n
MSB<\/td>\n6,99%\/n\u0103m<\/td>\n5 t\u1ef7<\/td>\n7 n\u0103m<\/td>\n<\/tr>\n
Vietcombank<\/td>\n7,5%\/n\u0103m<\/td>\n100% nhu c\u1ea7u<\/td>\nLinh ho\u1ea1t<\/td>\n<\/tr>\n
Agribank<\/td>\n7,5%\/n\u0103m<\/td>\n90% nhu c\u1ea7u<\/td>\nLinh ho\u1ea1t<\/td>\n<\/tr>\n
MBBank<\/td>\n7,9%\/n\u0103m<\/td>\n90% nhu c\u1ea7u<\/td>\n15 n\u0103m<\/td>\n<\/tr>\n
Techcombank<\/td>\n8,29%\/n\u0103m<\/td>\n5 t\u1ef7<\/td>\n7 n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Top 5 ng\u00e2n h\u00e0ng cho vay th\u1ebf ch\u1ea5p v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t<\/h2>\n

Qua b\u1ea3ng l\u00e3i su\u1ea5t tr\u00ean ch\u1eafc \u0111\u1ecdc gi\u1ea3 c\u0169ng \u0111\u00e3 bi\u1ebft \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t r\u1ed3i \u0111\u00fang kh\u00f4ng. T\u00f9y v\u00e0o t\u1eebng m\u1ee5c \u0111\u00edch vay v\u1ed1n m\u00e0 m\u1ee9c l\u00e3i su\u1ea5t vay t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng<\/a> c\u0169ng c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch. \u0110\u1ec3 kh\u00e1ch quan h\u01a1n, ch\u00fang t\u00f4i xin t\u1ed5ng h\u1ee3p 5 ng\u00e2n h\u00e0ng cho vay th\u1ebf ch\u1ea5p l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t.<\/strong><\/p>\n

Ng\u00e2n h\u00e0ng Agribank<\/h3>\n

Khi nh\u1eafc \u0111\u1ebfn l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t hi\u1ec7n nay th\u00ec Agribank s\u1ebd l\u00e0 ng\u00e2n h\u00e0ng s\u00e1ng gi\u00e1 nh\u1ea5t, l\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 7% – 8%\/n\u0103m, m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y kh\u00e1 ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n c\u1ee7a nhi\u1ec1u kh\u00e1c h\u00e0ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c h\u1ed9 gia \u0111\u00ecnh nh\u00e0 n\u00f4ng.<\/p>\n

\"Top
Ng\u00e2n h\u00e0ng Agribank<\/figcaption><\/figure>\n

Ng\u00e2n H\u00e0ng BIDV<\/h3>\n

Ng\u00e2n h\u00e0ng BIDV cho vay th\u1ebf ch\u1ea5p v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t giao \u0111\u1ed9ng t\u1eeb 6% – 7,3%\/n\u0103m, t\u00f9y t\u1eebng g\u00f3i vay v\u1ed1n m\u00e0 m\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng s\u1ebd kh\u00e1c nhau.<\/p>\n

Ng\u00e2n h\u00e0ng Sacombank<\/h3>\n

M\u1ee9c l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Sacombank<\/a> ch\u1ec9 t\u1eeb 6% – 7,5%\/n\u0103m, m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y kh\u00e1 th\u1ea5p v\u00e0 kh\u00e1 \u01b0u \u0111\u00e3i, ph\u00f9 h\u1ee3p v\u1edbi nhi\u1ec1u kh\u00e1ch h\u00e0ng khi c\u00f3 nhu c\u1ea7u vay ti\u1ec1n ng\u00e2n h\u00e0ng th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n.<\/p>\n

Ng\u00e2n h\u00e0ng TPBank<\/h3>\n

TPBank l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t trong g\u00f3i vay ti\u1ec1n mua nh\u00e0 ch\u1ec9 t\u1eeb 6,4%\/n\u0103m, \u0111\u00e2y l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c xem l\u00e0 kh\u00e1 th\u1ea5p so v\u1edbi m\u1eb7t b\u1eb1ng chung c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Ng\u00e2n h\u00e0ng MBBank<\/h3>\n

L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng n\u00e0o th\u1ea5p nh\u1ea5t hi\u1ec7n nay th\u00ec kh\u00f4ng th\u1ec3 thi\u1ebfu ng\u00e2n h\u00e0ng Qu\u00e2n \u0110\u1ed9i, m\u1ee9c l\u00e3i su\u1ea5t giao \u0111\u1ed9ng ch\u1ec9 7%\/n\u0103m, vay v\u1edbi h\u1ea1n m\u1ee9c l\u00ean \u0111\u1ebfn 80% gi\u00e1 tr\u1ecb c\u1ee7a TSTC.<\/p>\n

\"Top
Ng\u00e2n h\u00e0ng MBBank<\/figcaption><\/figure>\n

\u0110i\u1ec1u ki\u1ec7n vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng<\/h2>\n

M\u1ed7i ng\u00e2n h\u00e0ng s\u1ebd quy \u0111\u1ecbnh nh\u1eefng \u0111i\u1ec1u ki\u1ec7n vay kh\u00e1c nhau, d\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 \u0111i\u1ec1u ki\u1ec7n chung m\u00e0 kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u00e1p \u1ee9ng.<\/p>\n